Earlier quoted context omitted.
> Now all my users are going to hear that my site is insecure, when nothing at all changed. You're being pretty irresponsible if you aren't using SSL for passwords. You users should be told that your site is insecure, because it is. You should care more about the security of your users. If your hosting does not allow SSL, you have an obligation to change hosts for the safety of your users. If you aren't willing to do…
"insecure", "huge red flag." For a banking site, an e-commerce site, a webmail, sure. Must an aquarium enthusiast forum be resistant to Man-in-the-Middle attacks? What about weak ciphers? Should every site be resistant to offline decryption by a state actor?
State-sponsored actors aren't going to try to brute-force the encryption so they can post to your aquarium forum, that's true.