I'm probably decently smart, but I'm not rich at all. In fact I'm quite poor by most people's standards. I'm also really happy and work fewer hours per week than anyone I know. If there's one thing I worry about it's that I should be trying to be rich because I probably have the means to make that happen. I might be making 200k/yr if I worked full time. I might be able to start a successful company if I put my mind t…
Earlier in my career, I chose jobs based on interest, challenge, excitement, and fun. As a result, I had a low salary history.
When I turned 45, I found myself in a position where, in absolute terms, I was making significantly less than the average for my experience and education in my area; relatively, I was making much less than coworkers who were significantly less competent (I make no claims as to my absolute competence) and receiving much less respect. To the extent that I was called in when the sky was falling but was ignored when pointing out that and obviously poor decision would result in the sky falling.
Fortunately, I had a habit of packing money into a brokerage account and a modest inheritance, so I am now happily unemployed and don't have to deal with the horseshit.
I just have to figure out what to do when I'm 75 and broke.