201–210 of 219 posts
In the age of Single Page Applications that work almost without any backend I am missing a BaaS - Backend as a Service, that would handle users (sign up, sign in, forgot password), their data (save some user generated data, load user generated data) and payment processing at the same time. Right now you could try to combine Kinvey with Stripe or Cognito with PayPal but it is not easy at all.
userapp.io
How about a music player based on YouTube(maybe built on yt-dl, and X-platform), because of youtube's poor support for listening to music.
Youtube generally disapproves of separating audio from video; google 'Streamus'.
I'm talking about just a good player with nice features (easy playlist manipulation, pre-buffering for next video, queuing up videos, etc.).
I wish there was a good javascript library to handle table (filtering, sorting, paging, ...). The best I found so far was datatable, but it is not perfect.
I am not very familiar with datatable; could you tell me more about its shortcomings?
It is not always very clear on what plugin you should use for paging or sorting, column reordering. Then it become heavy to save a state using methods from different pluging.
So could be a lot simpler.
Still the best open source free js table on the market on my knowledge.
Earlier quoted context omitted.
especially microphones are a problem - you can always sticky tape the camera but you can not easily reversibly incapacitate the microphone
Sure you can. Think out of the box. A small speaker that sticks over the microphone opening and constantly plays a recording with two voices overlaid, one reading the Gettysburg address and the other reading the declaration of independence, constitution and amendments. You would have to be shouting to be intelligible over top of that.
Could you place a small magnet over the mic to essentially lock it in place? no movement == nothing to record.
In the age of Single Page Applications that work almost without any backend I am missing a BaaS - Backend as a Service, that would handle users (sign up, sign in, forgot password), their data (save some user generated data, load user generated data) and payment processing at the same time. Right now you could try to combine Kinvey with Stripe or Cognito with PayPal but it is not easy at all.
There is a concept of IDaaS - Identity as a Service that covers the first part of your request (sign up / identity lifecycle, authentication / single sign on, user self-service for password resets, etc...).
This is one such offering, there's a good overview of the features here: http://www-03.ibm.com/security/cloud/cloud-identity-service/
Also, I recommend looking into the IBM BlueMix cloud platform: https://console.ng.bluemix.net/catalog/
I think things are heading towards what you're describing, but picture it more as a catalog of skeleton backend apps built on top of pieces like you called out, as a starting point for different types of projects.
Home loan which re-amortizes to the full term every month so when you pay ahead on it, the amount lowers over time. Snowball your home loan, easily marketable.
Doesn't that automatically happen if you over-pay each month? I guess it might be depend on your mortgage type, and location. I know in the UK I made no special effort to do this. I had a mortgage, and each month I was supposed to pay £260. Instead I paid £800 and I completely paid off my flat many years earlier than expected, with a corresponding saving in the interest I would have otherwise paid.
Short answer (in the US): Nope.
Basically, by default extra money comes off of the payments at the end of the mortgage, not off the principal.
Now, that said, some mortgages do allow you to apply an over-payment towards the principal, but you usually have to specify it for each payment you send in, they won't make it the default for your account. Oh, and they will likely only recalculate the size of your payments annually.
One final note: Keep in mind that paying extra (regardless of how it is applied) won't count for anything if you hit a bad patch and start missing payments, so if you are going to dump extra funds into your mortgage instead of hanging on to it, first build up a healthy cushion (3-6 months of all expenses).
I'd love to bring banking to the 21th century. (Ability to create virtual cards, scale bank accounts based on needs/usage, easy access to loans etc.). And all this would have to work internationally (go anywhere in the world...2 people have a smartphone? Great, this system works). Give people the ability to save, invest and help them along that way and give them more power about their money. Also the ability to get t…
>scale bank accounts based on needs/usage Can you give an example of this?
However...your usage is generally changes and so should your plan. (for example, i personally have a lot of transactions happening in April/May) and then it generally drops to a few every month and to avoid paying those transaction charges I have to always hold around $5000 base balance.
While this might not be an issue for me (I have a comfortable income where the $5k does not affect me as much, and my spending habits are not excessive either), there are a lot of people for whom, 5k (or even the $1k/m min amount is a lot) and these people who need money the most, usually fare the worst. I find that unfair (similar to buying in bulk).
I'd love to bring banking to the 21th century. (Ability to create virtual cards, scale bank accounts based on needs/usage, easy access to loans etc.). And all this would have to work internationally (go anywhere in the world...2 people have a smartphone? Great, this system works). Give people the ability to save, invest and help them along that way and give them more power about their money. Also the ability to get t…
Currently a digital nomad in the need of a bic/swift able bank account with a debit card attached and at best a proper online interface. I really dont understand how this shit is so hard.
Sadly it's never the technology, it's the laws that are the issue (and I can see why they are necessary too, so it's just in limbo)
An easy to use parsing library with some sort of way to import sub-trees (ie: everything between these parentheses uses this other parser) and good default parsers for obvious things like C-style math and JSON objects.
Earlier quoted context omitted.
Currently a digital nomad in the need of a bic/swift able bank account with a debit card attached and at best a proper online interface. I really dont understand how this shit is so hard.
like I said, because of a lot of reason (some personal, some unfortunate incidents), I've been looking for the above solution for over 5 years and have found none so far. :( Sadly it's never the technology, it's the laws that are the issue (and I can see why they are necessary too, so it's just in limbo)