You read Hacker News, which means you probably know more about computers than at least 99% of the population, and far more than 98%. Seriously, consider that.
Take something you don't know about. For me it's cars. If prevailing wisdom was that unless you bought some $40 item for your car, it could easily be stolen, you'd probably buy it right?
This is what people are told: Windows is insecure and anyone with a clue can just steal your credit card number. I know that if I just don't install crap from the internet, and have a reasonable firewall, I'm not going to get a virus. I haven't had antivirus in over a decade, though I've run some web-based ones on occasion to check, and have never had a problem. I know that, and you know that. My dad (who is much closer to the other 98% of the population) doesn't know that.
(As for corporate use, you answered your own question. IT staff installs it for no reason other than to be able to prove to their boss that it isn't their fault when stuff goes wrong. )