Earlier quoted context omitted.
> The "funny" thing is, our governments are probably doing very similar things perhaps in capital driven liberal countries it's called Credit Ratings - rather than your worth being judged through your loyalty, it's judged through your willingness to spend and accrue debt. not trying to sound bleak and cynical, but just a thought.
why so tentative? i pay my limited bills on time, i have taken on debt twice and paid it off as soon as possible, living basically within my means, and because of this my credit score is terrible. i can't get a phone contract, a mortgage is out of the question. i automatically fall to the bottom of the list when trying to rent an apartment. don't know what went on at the places i applied to for employment that reques…
https://www.consumer.ftc.gov/articles/0155-free-credit-repor...
and yeah, it's fucking awful and i detest the whole thing.