Can someone in the know indicate how to BEST manage passwords for different services in a secure way in 2016? Should I be using password managers (à la 1Password, LastPassword and others), or use something like Keychain Access on Mac OS X (what are the Windows equivalents?), anything else? It's important to note that not everyone is well-educated on the matter, despite the fact that most people on HN are technical pe…
Password manager + two factor authentication whenever possible. As for the former: Opinions here differ but my recommendation would be not to trust a "cloud" password manager and employ an offline password manager instead. KeePass works great for instance and is open source and cross-platform.
At present I still recommend LastPass because that way you can easily have everything synced on your computers, phone, etc., and it's easier to convince people to remember one strong password and let LastPass handle remembering all the other strong passwords no matter what device you're on.