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Driverless Cars Threaten to Crash Insurers’ Earnings

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Re: Driverless Cars Threaten to Crash Insurers’ Earnings

#81

Earlier quoted context omitted.

Please don't be edgy and dismissive on HN

I am not edgy, I am pointing out that just if something is 'illegal' it does not mean corporations won't do it.

The fact that something is illegal means that there is a risk in doing it, and a cost in hiding it. It's not quite the same situation as if colluding were completely legal and above-the-board.

Re: Driverless Cars Threaten to Crash Insurers’ Earnings

#82
post #75
post #9

The other bubble that driverless cars are going to pop is ticket revenue. There are a lot of police departments and cities who have structured a lot of their budget on heavy-handed enforcement of motorists. That's going to decline significantly once driverless cars are scrupulously following the rules of the road. And any tickets that get written will be going against a giant corporation like Google, with detailed in…

They'll also be able to automatically track cars speeding so maybe they'll just be the equivalent of a tax if you want to go faster.

Pay per use becomes practical with the greater tracking granularity available. Driving on rainy days, hot days, cold days, heavier cars (trucks), all increase road wear. If we all paid the actual direct cost of driving, public transit and bikes would be a lot more popular in the U.S. (maybe everywhere).

Re: Driverless Cars Threaten to Crash Insurers’ Earnings

#83
post #9

The other bubble that driverless cars are going to pop is ticket revenue. There are a lot of police departments and cities who have structured a lot of their budget on heavy-handed enforcement of motorists. That's going to decline significantly once driverless cars are scrupulously following the rules of the road. And any tickets that get written will be going against a giant corporation like Google, with detailed in…

Luckily the poors won't be able to afford to the new cars, so we can continue our campaign of oppression via infraction ticketing against them for quite some time.

Re: Driverless Cars Threaten to Crash Insurers’ Earnings

#84
Good.

just like universal unbreakable glass might hurt glaziers.

just like getting people to commit less crimes might hurt for profit prisons.

just like people not getting attacked might hurt self-defense courses.

I realize this is perfect-world absolutist thinking but industries that exist because of something wrong in the world shouldn't have a right to exist when that wrong is removed.

Re: Driverless Cars Threaten to Crash Insurers’ Earnings

#85
post #9

The other bubble that driverless cars are going to pop is ticket revenue. There are a lot of police departments and cities who have structured a lot of their budget on heavy-handed enforcement of motorists. That's going to decline significantly once driverless cars are scrupulously following the rules of the road. And any tickets that get written will be going against a giant corporation like Google, with detailed in…

What makes you think Google will fight my ticket on my behalf? Surely, it would benefit them to have traffic laws written to clarify that the occupant is still liable for any laws his self-driving car breaks. Also, as the other commenter said, the laws will adapt. The purpose of traffic laws is to maintain $X level of revenue, so if revenue starts to drop, local governments will increase the number and complexity of…

I expect eventually the software won't allow speeding when in autonomous modes. Why would it allow any illegal behavior? Stopping in the middle of the road at a green light? Turning right from the left hand lane? Driving without headlamps on 30 minutes after dusk, etc? These are all really rudimentary things to deal with in programming, simply disallow it. If you want to speed, you're on your own, minimal features like brake assist maybe still work. But making it possible for the car itself to break the law? I don't see it even in the medium term, and yes I'm aware the recent Tesla crash was speeding while Autopilot was on.

Re: Driverless Cars Threaten to Crash Insurers’ Earnings

#86
post #9

The other bubble that driverless cars are going to pop is ticket revenue. There are a lot of police departments and cities who have structured a lot of their budget on heavy-handed enforcement of motorists. That's going to decline significantly once driverless cars are scrupulously following the rules of the road. And any tickets that get written will be going against a giant corporation like Google, with detailed in…

It just means that the bulk of the revenue will come from people too poor to afford self-driving cars. Ratcheting up the injustice once again.

Re: Driverless Cars Threaten to Crash Insurers’ Earnings

#87
post #9

The other bubble that driverless cars are going to pop is ticket revenue. There are a lot of police departments and cities who have structured a lot of their budget on heavy-handed enforcement of motorists. That's going to decline significantly once driverless cars are scrupulously following the rules of the road. And any tickets that get written will be going against a giant corporation like Google, with detailed in…

Driverless cars are excellent witnesses of the behavior of other drivers. Speed, initiate an illegal lane change, roll through a stop sign, etc, and it wouldn't be a technological stretch for a driverless car to send a report to the police on your behavior. Police could even pay the owners of driverless cars that report bad behavior a reward, if one of their reports results in a ticket.

Re: Driverless Cars Threaten to Crash Insurers’ Earnings

#88

Good. just like universal unbreakable glass might hurt glaziers. just like getting people to commit less crimes might hurt for profit prisons. just like people not getting attacked might hurt self-defense courses. I realize this is perfect-world absolutist thinking but industries that exist because of something wrong in the world shouldn't have a right to exist when that wrong is removed.

"Institutions will try to preserve the problem to which they are the solution." -The Shirky Principle

Re: Driverless Cars Threaten to Crash Insurers’ Earnings

#89
post #83
post #9

The other bubble that driverless cars are going to pop is ticket revenue. There are a lot of police departments and cities who have structured a lot of their budget on heavy-handed enforcement of motorists. That's going to decline significantly once driverless cars are scrupulously following the rules of the road. And any tickets that get written will be going against a giant corporation like Google, with detailed in…

Luckily the poors won't be able to afford to the new cars, so we can continue our campaign of oppression via infraction ticketing against them for quite some time.

[deleted]

Re: Driverless Cars Threaten to Crash Insurers’ Earnings

#90
post #80

Earlier quoted context omitted.

Possibly, but that's assuming no aspect of consumer choice in the survival of ride hailing systems. If customers had to worry about tickets, they would quickly migrate to a competitor which assumed liability.

The same way that competition ensures things like Net Neutrality because consumers vote with their wallets?

Most people don't care about net neutrality. Most people will care about having to pay tickets in self-driving car fleets.
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