No checksumming?
Checksumming makes no sense on modern hardware. Hard Drives and SSDs use CRCs already. When a sector goes bad on a hard drive, the firmware will mess about retrying and altering the analog amplifiers to try to get the signal back. If it gets the data back, it might "recover" by moving the data to spare sectors. Without a CRC, the firmware would have no way of differentiating between a sector read correctly and one th…
FS level checksums also cover bitflips on your bus during the write phase (the drive will crc the already bad data) or during the read phase (you receive different data than your drive sent).