211–220 of 600 posts
20% is not a bad result, I think they expected around 15%. A lot of people would've gone "Fuuuuuuu I voted for that" if it'd been accepted.
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It's only a waste if you don't put the difference to work in some way. Owning a house outright is great (I'm 1/3 of the way there) but for most, a 30-year mortgage is no more of a wise decision than a rental. You're just swapping landlord for bank.
Exactly. You are either renting the money or the house. You might as well put your equity into a diversified mutual fund. However, there are massive nonfinancial benefits of owning a home, don't forget
Seriously though, renting sucks compared with owning, for all those nonfinancial reasons you mention.
I think this is a nice demonstration of how well direct democracy can work. The argument against direct democracy (referendums on any subject any sizeable group wants to put on vote) is that people will be economically irresponsible and vote themselves popular, expensive goodies with no regards of financing or cost. This shows otherwise.
> This shows otherwise. Switzerland is one the most highly educated and richest country on earth. Do you think the results of direct democracy would be equally responsible in Egypt, Syria or Bolivia? (I'm half-Syrian).
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Not being able to buy a house near work is pretty common for younger people these days across the world.
Not wanting to buy a house seems pretty common for younger people, at least in my experience (in various parts of the US). I think young people realize that the suburban dream was just that.
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It's your lucky day, wikiHow has step by step instructions: How to Move to Switzerland http://m.wikihow.com/Move-to-Switzerland
Switzerland is notoriously tough to emigrate to unless you have a great deal of seed capital to start your own business.
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Maybe if they had money to spend, then they wouldn't be "unwashed" and in fact thus be part of an ever increasing economy. Unfortunately that would require an understanding of how an economy works, rather than a zero-sum mindset and collectivist hate of seeing "other" people have money who "don't deserve it" because their "birth coordinates were wrong", even if you were to receive exactly the same. Talk about self-de…
There is something to be said for having been born (and as a result, raised) in a post-Enlightenment society. Migrants from pre-Englightenment societies almost always raise the general crime levels, take value that they didn't earn, and become the new underclass. Look at Irish and Italian immigrants in the US in the 1800s. We came from countries that did not have the same level of education, without the history of li…
Do you realize that there are indigenous christians of all denominations in the ME or there's some kind of dominance hierarchy among denominations and churches of the world that I am not aware of?
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And on the opposite, I never understood how people can not own a house and waste money on renting for decades. Where market for houses in western countries is very limited due to stupid regulations and every year a few millions of people move to that country causing renting prices to increase by XX% each year. It decreases my financial stability. Losing a job for less than a month is a financial disaster, I still to…
> waste money on renting How is renting wasting money? Are you not living in the unit? You're gaining 100% benefit by paying rent and receiving a roof over your head. You must mean a waste by losing out on building equity? That's a crap shoot in itself. A hot housing market and equity can go into the toilet at anytime due to very irrational market conditions. Look at the housing markets of Las Vegas or Miami for exam…
Consider, for brevity, a mortgage where the monthly or yearly payment, including taxes, is equal to the rent you would be paying for the same place.
Then live in the place and go about your life for several years, until the mortgage is paid for.
Option 1, you took the mortgage. Now you own a house and you are not due any more payments. You can keep living there and use the excess income for other purposes, or you can sell the house and upgrade, or whatever.
Option 2, you kept renting. You are still under a landlord, you are still due monthly payments, and you still don't own anything more that what you started with, after all those years.
In this very real sense, rent is wasted money.
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Parent was posting about buying a house with land. Your example is for a (small) condo - way cheaper than what he was talking about. Edit: Parent was posting about buying a house in Switzerland - and that is really expensive in the surroundings of Zurich. Buying a condo is cheaper in any case - I just made a statement that you can't compare oranges to apples.
Buying a house with land in a city is a very american thing – which is why the focus on a small condo is a lot more realistic. Imagine a city with everyone living in a small house with land, it’d be impossible to live in, as the distances would be far too large.
I think, taken as a whole, the greater LA area is still sort of like that.
Some people think it is impossible to live in.
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Please reconsider expressing your views in this offensive way. It's quite reasonable to discuss the current situation with immigration into Europe, but it's quite another thing to make unfounded accusations about"criminality, antisocial behavior, and otherwise degeneracy" when I'm sure you would accept that such behaviour is not engaged in by the majority. Rhetoric like this does nothing but inflame reflexive, unthin…
I wonder if you think that pro-immigration movements can be inflamed, reflexive, unthinking and possibly offensive? Actually they do not need to be because there's been a fait accompli in that at least one million immigrants have entered Germany on the basis of what appears to be the say-so of one woman. Discussion is over! This isn't the context for a rebuttal of your suggestion that unfounded accusations abound reg…
This isn't the context for a rebuttal of your suggestion that unfounded accusations abound regarding criminality. Probably some are but you'd have to believe in a massive conspiracy to disregard all reports of let us say, rape and sexual offences committed by some of those immigrants. Do you really believe 'Sweden is the rape capital of Europe' is a far-right put-up job? I never thought they had that kind of clout."""
It is with existing law that asylum seekers were taken in, and it is with current law that they are allowed to stay. The idea that it was because of 'the say-so of one woman' is ridiculous.
Sweden had the highest rape rate in Europe BEFORE the immigrants started coming in. But this actually has to do with better reporting in that country. It's easy to check this fact yourself.
Sweden and Germany have the two highest GDP growth rates in the last couple of quarters. They are also the two countries that did their duty, obeyed the law, and are now seeing the benefits.
All official crime statistics prove that immigrants are committing less crime compared to locals. Also, more rapes happen by locals by far than by immigrants. More than 1500 immigrant houses have been attacked in Germany in the last year. You can easily check these facts.
Want to change the law? Fine. Do it through non-violent means, or stop crying. Want to claim immigrants are rapist vermin? No. That's cowardly, and actually illegal in many European countries.
Your comments are highly offensive and simply wrong. I'd suggest you check these facts out if you actually think they are true. If you're just spreading such hateful lies on purpose, then I hope someone reports you and you face the law.
Because we live in a land of laws, and fascist bullshit hateful comments about people are not accepted.
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The price of food in Switzerland was insane when I was there.
If you're referring to restaurants, that is because the waitress makes around 4000 CHF per month; if you're referring to food in supermarket that is because the clerk behind the counter gets 25 CHF / hour and not 7 EUR like in Germany.