But during the 20 years of marriage, the way we met didn't matter. Marriage is something else than about that initial burst of lust, or gushing romance or whatever. When you get woken up at 4 in the morning by your soulmate because the dog needs to go outside to pee and she certainly isn't about to leave the warm bed, believe me, romantic love is not what makes you jump out of bed.
I think we have unrealistic expectations about romance. Living together is freaking hard; giving up one's independence and having to be ready to compromise about every damned last thing in life (except maybe what you do in the potty) is hard. And once you compromise, if you're smart and want to stay happy, you have to be enthusiastic about the compromise, or you get bitter. Be happy, even when you didn't get what you want.
Still, despite all the compromises, all the things we had to work out, here I am 20 years later, and the love I had for her on that first day we met seems like a pale imitation to what I feel today. You have to work at it, and you end up with something a lot more. I don't know about settling, but instant love connection or not, making the marriage work is the hard part, and the real love in life comes from that work.