I recently sold everything I owned and started living out of my converted dodge caravan while I was prototyping what I wanted to build next. With an eye on my burn rate, I lived as cheaply as possible. I can tell you without a doubt that there is no natural system in place for homeless to get out of that rut, and it looks and feels dehumanizing. I wasn't completely broke but I couldn't keep affording rent as expensiv…
I'm guessing you're in tech as you're on HN - why not keep your day job and work on your business from 7pm-3am every night. Save some money while you do this and then leave your job when you can afford to?
It seems like a lot of tech folks have adopted the whole starving artist approach to starting a business when it is entirely unnecessary. I mean, even if you don't want to be an employee and want to focus on your product, move somewhere inexpensive, work freelance a few hours a day to support yourself. It just seems insane to me that anyone in this industry would choose to be homeless when they really don't have to.
If a lot of people are making this choice voluntarily I'd say there's a major problem in the industry and how people view the path to a successful business.