First, not going to assume that's what the comment meant, but happy to address your comment as is.
Basically my position is that I agree it's complex, but I believe possible to address the issue in a way that for all parties (individual,government,3rd-party) that more value is created and less risk exists; this applies universally in my opinion.
Any rate, unclear how responding to my question with questions addresses my question other than to assume that the lack of an answer means that there are no startups that address this issue; meaning any solution I've seen requires a central authority to be involved.