Earlier quoted context omitted.
For now. But if most lenders require this you couldn't have much of an option to say no. They always test things like this with the market most easily exploited. Reminds me of prepaid gas and water meters in the UK. They started out only doing them for those who missed payments or had poor credit, but now they're everywhere. Most new homes get a prepay meter which they can wirelessly disconnect.
Sorry but none of this sounds insidious to me - if you don't pay for something, you don't get to use it.
Also prepaid plans are somewhere between 150GBP to 200GBP more expensive peer year, which just adds to the cost of being poor.