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Privacy – Forget Your Credit Card

privacy.com

141–150 of 367 posts

Re: Privacy – Forget Your Credit Card

#141
I've been curious as to why the following strategy wouldn't work as a hack as well:

* Your credit card has a balance of $0 on it

* You have some app that allows $NAME to deduct $X from it

* You transfer $X to it earmarked for $NAME for some limited amount of time.

I.e. you could walk into Starbucks, have an app on your phone to say you're depositing $20 into an account earmarked for /starbucks/i for 30 minutes.

Re: Privacy – Forget Your Credit Card

#142
I'm not sure if I'm ready to hand over personal details to Privacy, there's not much assurance other than "We'll never sell your data to anyone".

Does privacy.com see where I make all my purchases? Is there a collection of my metadata? What assurances do I have that you take personal privacy seriously?

Re: Privacy – Forget Your Credit Card

#143

"Never forget the cancel one of those pesky 30 day free trials." This is very misleading to say the least. Not paying for a service doesn't cancel a service. If they tried to bill your card and the card was rejected that doesn't mean the service is cancelled.

The point is they can't charge you again. I'm struggling to see what you are getting at here.

Re: Privacy – Forget Your Credit Card

#145
post #72

Does it work if I live outside US?

Check the "Other" section of their FAQ: https://privacy.com/faq "We're only available in the United States at the moment."

It would be better if this were more clearly visible, especially to non-US IPs. I don't want to create an account to discover that the service only works in one specific country and with a specific list of banks.

Re: Privacy – Forget Your Credit Card

#146

I'm in love. Seriously, been waiting for this for soooo long. And the fact that the website supports two factor auth + is SUPER easy to use makes this a double whammy!!! :) I've been a customer for about 5 minutes, have used it twice, and am already going to recommend it. edit: I'm quite aware that this has been possible, but both banks/credit cards that I have make me jump through tons of ugly UI and clicks to make…

Have you tried https://abine.com/ ?

Re: Privacy – Forget Your Credit Card

#147
post #89

Is that something that new? My bank (Itaú, in Brazil) offers this option for some time now. Here(in portuguese): https://www.itau.com.br/cartoes/cartao-virtual/ Or am I missing something? Edit: They launched it in 2002: http://exame2.com.br/mobile/tecnologia/noticias/itau-agora-t... Edit2: Sounds new in the US. This is not supposed to be a bragging/snarky comment. Just genuinely surprised as innovation usually come t…

Bank of America offers this as "ShopSafe", but it's buried on the BoA credit card account page and it's a flash app. It's also not available from the BoA mobile app, at least not last I looked.

I came here to say this. It's really a great service, but it is not available for the iPhone (Flash) so I always have to use it on my laptop (trade one problem for another) which is kind of a pain. But I do use it all the time and highly recommended especially to avoid having to cancel subscriptions.

People are surprised when I point it at them because it is almost as if BoA does not want you to use it. Check the right side bar towards the bottom.

Re: Privacy – Forget Your Credit Card

#148
post #101
post #89

Is that something that new? My bank (Itaú, in Brazil) offers this option for some time now. Here(in portuguese): https://www.itau.com.br/cartoes/cartao-virtual/ Or am I missing something? Edit: They launched it in 2002: http://exame2.com.br/mobile/tecnologia/noticias/itau-agora-t... Edit2: Sounds new in the US. This is not supposed to be a bragging/snarky comment. Just genuinely surprised as innovation usually come t…

I've never heard of anything like this in the US. So I think it is new here, at least.

Discover had "online card numbers" like this back in 2010. I'm not sure when they were originally introduced, though.

Re: Privacy – Forget Your Credit Card

#149
post #101
post #89

Is that something that new? My bank (Itaú, in Brazil) offers this option for some time now. Here(in portuguese): https://www.itau.com.br/cartoes/cartao-virtual/ Or am I missing something? Edit: They launched it in 2002: http://exame2.com.br/mobile/tecnologia/noticias/itau-agora-t... Edit2: Sounds new in the US. This is not supposed to be a bragging/snarky comment. Just genuinely surprised as innovation usually come t…

I've never heard of anything like this in the US. So I think it is new here, at least.

Since no one has mentioned it, American Express had Private Payments from 2000-2004, which generated one-time credit card numbers that the merchant could charge for up to a month.

Re: Privacy – Forget Your Credit Card

#150
post #137

Both citi and bankofamerica (and I believe so, but didn't personally use, Wells Fargo) offered this service for free on their CC accounts in mid to late 2000s. You could set limits per number, have it lock to just single merchant, etc. pretty nifty when paying some wacky merchant online. All have since shuttered the service because pretty much every CC comes with purchase protection that you can invoke to charge the…

This is incorrect. I've used the citi offering recently. Abine.com also has such a service.

Yeah, Citi for sure still offers this product. And I still use it for vendors I don't use regularly.
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