Good idea. Good marketing, even if not new, this needs to happen.
Privacy – Forget Your Credit Card
131–140 of 367 posts
Re: Privacy – Forget Your Credit Card
#132PayPal had this and killed it - stupid PayPal! Bank of America has this. Discover has this, too. CitiBank has it, too. I really hate not being able to get cash back with Privacy.com so I won't probably use it.
Re: Privacy – Forget Your Credit Card
#133The email you send to verify the bank comes off as SUPER shady. It reads exactly like a phishing email. It doesn't talk about which site / bank I'm using. Might be worth fixing. From: Account Management Team .... Thank you for being a valued customer. Sincerely, Online Banking Team
So the crazy thing is that's actually an email from your bank :E. We have no control over the formatting of that email.
Re: Privacy – Forget Your Credit Card
#134Both citi and bankofamerica (and I believe so, but didn't personally use, Wells Fargo) offered this service for free on their CC accounts in mid to late 2000s. You could set limits per number, have it lock to just single merchant, etc. pretty nifty when paying some wacky merchant online. All have since shuttered the service because pretty much every CC comes with purchase protection that you can invoke to charge the…
BOA still offers this, and I still use it in some cases online. It's useful for subscriptions that I think I might forget to cancel before they auto renew, and similarly, for free trials that I might forget to cancel.
Re: Privacy – Forget Your Credit Card
#135Looks cool.
Supports TOTP 2FA, HSTS, nosniff, CSP, x-frame-options, xss-protection
A+ ssllabs rating
A securityheaders rating
Some issues:
Some user enumeration issues. I emailed security@privacy.com but it doesn't exist...resent to questions@
I don't like how they ask for your bank's login username and password. I don't feel comfortable giving them that. There must be another way.
Should confirm email address before you can login
Re: Privacy – Forget Your Credit Card
#136Earlier quoted context omitted.
You're right the language here should be better. FWIW, you're not opening a bank account and we aren't pulling a credit check (per our FAQ). We cross check the information as part of our AML / KYC policy.
What are those? EDIT: Probably some money laundering stuff?
Anti Money Laundering / Know Your Client
Re: Privacy – Forget Your Credit Card
#137Both citi and bankofamerica (and I believe so, but didn't personally use, Wells Fargo) offered this service for free on their CC accounts in mid to late 2000s. You could set limits per number, have it lock to just single merchant, etc. pretty nifty when paying some wacky merchant online. All have since shuttered the service because pretty much every CC comes with purchase protection that you can invoke to charge the…
This is incorrect. I've used the citi offering recently.
Abine.com also has such a service.
Re: Privacy – Forget Your Credit Card
#138Both citi and bankofamerica (and I believe so, but didn't personally use, Wells Fargo) offered this service for free on their CC accounts in mid to late 2000s. You could set limits per number, have it lock to just single merchant, etc. pretty nifty when paying some wacky merchant online. All have since shuttered the service because pretty much every CC comes with purchase protection that you can invoke to charge the…
[deleted]
Re: Privacy – Forget Your Credit Card
#139Earlier quoted context omitted.
You're right the language here should be better. FWIW, you're not opening a bank account and we aren't pulling a credit check (per our FAQ). We cross check the information as part of our AML / KYC policy.
What are those? EDIT: Probably some money laundering stuff?
Anti Money Laundering / Know Your Customer
Re: Privacy – Forget Your Credit Card
#140My biggest question with Privacy, and of any one-time use credit card numbers service, is always: Will it affect my rewards? Will businesses still show up unaffected with the same categories on my credit card statement? (I have a travel rewards only card, so breaking the rewards flow is a deal-breaker for using a higher level service.) Edit: I misunderstood the service as being able to be layered on top of normal cre…
Don't you see that rewards tracking is actually the antithesis of this service? That's what those "free" rewards really are...getting more detailed information on your spending patterns and profile so they can resell that info to interested parties.
Not particularly, though it may factor in. Rewards are primarily a kickback from the company's ~3% cut.