91–100 of 367 posts
This is one of those things I have wanted to make so many times and I assumed it would either be technically impossible (card numbers not actually a huge number space) or it would just get marked as fraud. Excited to see someone giving it a try.
My biggest question with Privacy, and of any one-time use credit card numbers service, is always: Will it affect my rewards? Will businesses still show up unaffected with the same categories on my credit card statement? (I have a travel rewards only card, so breaking the rewards flow is a deal-breaker for using a higher level service.) Edit: I misunderstood the service as being able to be layered on top of normal cre…
Don't you see that rewards tracking is actually the antithesis of this service? That's what those "free" rewards really are...getting more detailed information on your spending patterns and profile so they can resell that info to interested parties.
Does it work if I live outside US?
"We're only available in the United States at the moment."
"Please ensure this information is accurate. We're required to verify this information against public records. But don't worry, we'll keep it private."
I suppose I'm legally opening a bank account, which has similar requested info as this, but are they checking my credit (probably not, I know, but it makes me uncomfortable)? Will wait a while.
I understand why you need it, and I want this service in a big way, but I'm just baulking at giving you my online banking username and password. Why should I trust you with that?
Totally understand it's sensitive, and it's cool if you're not ready to trust us with that yet. That's something that we plan to earn and don't take for granted. Eventually we do plan to allow debit card funding.
While that's common in Germany, in Poland giving your login & passto 3rd party means that bank has no responsibility for any loss/fraud/anything if something goes wrong for whatever reason. This is breaching the term with the bank, that your login and password are confidential.
In Poland a oauth like alternative for payments is used, where you end up on your bank website to confirm payment and then you go back to the merchant.
This is one of those things I have wanted to make so many times and I assumed it would either be technically impossible (card numbers not actually a huge number space) or it would just get marked as fraud. Excited to see someone giving it a try.
Obligatory country smug. We have had this in Sweden for at least 5 years, possibly a decade.
I think most people prefer to do what's most convenient (have one credit card/number) and patch up any abuse/fraud after-the-fact.
> Privacy is PCI-DSS compliant. We are held to the same rigorous security standards as your bank. I always giggle when I see that.
"Our Security Auditor Is An Idiot. How Do I Give Him The Information He Wants?" http://serverfault.com/questions/293217/our-security-auditor...
Hey HN - Privacy.com co-founder here. I'm really excited to share what we've been working on for the past year and a half or so. We've been neck-deep in payments stuff on the card issuing side (getting a BIN sponsor, ACH origination, etc), so happy to answer any questions on that front as well. P.S. For new users, your first $5 donation to watsi.org is on us :)
Hey HN - Privacy.com co-founder here. I'm really excited to share what we've been working on for the past year and a half or so. We've been neck-deep in payments stuff on the card issuing side (getting a BIN sponsor, ACH origination, etc), so happy to answer any questions on that front as well. P.S. For new users, your first $5 donation to watsi.org is on us :)
I had a general question about card numbers. Say there are 3E9 people on Earth, each with 3 cards. That's around 10 digits right there. There's 1 digit for checksum. I imagine you'd want to leave space for least 1000 financial institutions around the world, so that's another 4 digits. Which means you can only have 100 transactions per person. None of this takes into account the fact that the same people are issued wa…
If you're curious about the number scheme, check out https://en.wikipedia.org/wiki/ISO/IEC_7812