Is this for only U.S. customers?
Yes, unfortunately for the time being :(.
Privacy – Forget Your Credit Card
11–20 of 367 posts
Re: Privacy – Forget Your Credit Card
#12Hey HN - Privacy.com co-founder here. I'm really excited to share what we've been working on for the past year and a half or so. We've been neck-deep in payments stuff on the card issuing side (getting a BIN sponsor, ACH origination, etc), so happy to answer any questions on that front as well. P.S. For new users, your first $5 donation to watsi.org is on us :)
This sounds awesome. I really hope you will be successful!!
What do you do when you get subpoenaed? Do you link all the accounts to the real identity? Lavabit-style exit?
Re: Privacy – Forget Your Credit Card
#13Any way this works without a browser extension? I'm assuming such an extension has full access to every single page in order to do its job, which is a huge security risk. You don't need to be reading my emails or passwords.
It does :), you can create directly from your dashboard without an extension. The current onboarding flow pushes you towards creating a card first, but we'll patch that.
Re: Privacy – Forget Your Credit Card
#14Hey HN - Privacy.com co-founder here. I'm really excited to share what we've been working on for the past year and a half or so. We've been neck-deep in payments stuff on the card issuing side (getting a BIN sponsor, ACH origination, etc), so happy to answer any questions on that front as well. P.S. For new users, your first $5 donation to watsi.org is on us :)
Many virtual cards before you have ran into issues of being flagged as prepaid or single use cards and having their BINs blacklisted by merchants. How will you be combatting this?
Re: Privacy – Forget Your Credit Card
#15damn. I've been wanting a service like this for a very long time. Not just for privacy of security, but hopefully so that if my banking or real credit card information changes I could just go to one place to make all my updates.
Looking forward to seeing how it looks.
Re: Privacy – Forget Your Credit Card
#16I understand why you need it, and I want this service in a big way, but I'm just baulking at giving you my online banking username and password. Why should I trust you with that?
Don't think they ask for banking username and password. They only state they will directly debit it from your account, which does not require sharing your bank credentials. All you probably need is a one time authorization for them to be able to debit.
Re: Privacy – Forget Your Credit Card
#17Hey! Such a great idea! Any chance you guys will work with Amex soon? I use my Platinum and Delta cards for everything.
Unfortunately it probably won't happen for awhile :(. We're a free service, and make money off the interchange from issuing these cards. Amex and high points cards are really expensive to accept funding from.
Re: Privacy – Forget Your Credit Card
#18I understand why you need it, and I want this service in a big way, but I'm just baulking at giving you my online banking username and password. Why should I trust you with that?
We already trust mint.com with this information. I don't see the big issue.
Re: Privacy – Forget Your Credit Card
#19I understand why you need it, and I want this service in a big way, but I'm just baulking at giving you my online banking username and password. Why should I trust you with that?
Don't think they ask for banking username and password. They only state they will directly debit it from your account, which does not require sharing your bank credentials. All you probably need is a one time authorization for them to be able to debit.
I just got part-way through the signup, and didn't fund my account because of this issue.
Maybe different for other banks, but this was the requirement for Chase.
Re: Privacy – Forget Your Credit Card
#20Love the idea, but I just wanted to shout out the logo. Best logo concept I've ever seen, and the whole branding looks great anyway. Brilliant work.