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First Open Banking API Sandbox in the UK

ukopenbanking.com

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Re: First Open Banking API Sandbox in the UK

#21

Post by konradb »

sjtgraham wrote: post #19

If you're in the UK and want a banking API (including payments and transfers), I'm building http://teller.io/ . It's been in private beta about 2.5 months and access will be opening more broadly soon. I couldn't wait for banks to get themselves into gear so I reverse engineered all of their mobile apps, took their private APIs and expose a single unified API through Teller. Here is a video of me cURL-ing my bank acco…

An API for Natwest would be amazing, but won't this be against their TOS? Just wondering if they are aware of your work and OK with it.

Re: First Open Banking API Sandbox in the UK

#22

Post by gyre007 »

sjtgraham wrote: post #19

If you're in the UK and want a banking API (including payments and transfers), I'm building http://teller.io/ . It's been in private beta about 2.5 months and access will be opening more broadly soon. I couldn't wait for banks to get themselves into gear so I reverse engineered all of their mobile apps, took their private APIs and expose a single unified API through Teller. Here is a video of me cURL-ing my bank acco…

This looks actually pretty cool. It ooks like its focussed on developers - reminds me of Stripe, but for bank APIs.

I'd be curious about security as few of the URLs here shed any light on the topic and from my experience it often is rather INsecurity circus.

Re: First Open Banking API Sandbox in the UK

#23

Post by underscorer »

sredfern2 wrote: post #12
cmdkeen wrote: post #6

Earlier quoted context omitted.

https://github.com/OpenBankProject/OBP-API seems to be related to them. The snazzy writeup suggests loads of people are involved but the project has a pretty low number of contributors. Is this the whole organisation or a subset of people doing some work relating to the concept. The idea of a common API is really fantastic mind you.

Hi Folks, Simon here from the Open Bank Project. We're based in Berlin but were involved from the early stages in the report published by the UK Treasury. We put up the sandbox to get feedback on the APIs etc. Guess we have some high load on one of our servers at the moment! Feel free to ask any questions. (AMA??)

While I wait for the pages to load... Any fintechs (or other) actually planning on implementing this API? What is the relationship like with the industry? (Is there feedback being implemented in the API?)

More information would help. There seems to be interest around the world to change/modernize the financial industry for consumers. Thanks for taking questions.

Re: First Open Banking API Sandbox in the UK

#24

Post by insomniacity »

sjtgraham wrote: post #19

If you're in the UK and want a banking API (including payments and transfers), I'm building http://teller.io/ . It's been in private beta about 2.5 months and access will be opening more broadly soon. I couldn't wait for banks to get themselves into gear so I reverse engineered all of their mobile apps, took their private APIs and expose a single unified API through Teller. Here is a video of me cURL-ing my bank acco…

Do we have to give you the full login details?

I'm somewhat impressed though - I was defeated by certificate pinning on one UK bank's mobile app. How did you get round that?

Re: First Open Banking API Sandbox in the UK

#25

Post by joering2 »

krstck wrote: post #10

I've been dreaming of a standardized banking API for as long as I've been using online banking. It crushes my soul every time Mint makes me send them my actual log in credentials just to scrape transaction data. Really hope this catches on, but I think too many orgs have a vested interest in being the gate-keepers of your banking data.

Mint has always pulled my data automatically from BOA, Chase and Wellfargo. Which banks are you using??

Re: First Open Banking API Sandbox in the UK

#26

Post by aembleton »

sjtgraham wrote: post #19

If you're in the UK and want a banking API (including payments and transfers), I'm building http://teller.io/ . It's been in private beta about 2.5 months and access will be opening more broadly soon. I couldn't wait for banks to get themselves into gear so I reverse engineered all of their mobile apps, took their private APIs and expose a single unified API through Teller. Here is a video of me cURL-ing my bank acco…

Can you add Halifax to your dropdown of banks. I've selected Other but I think Halifax is big enough to be on the list.

Re: First Open Banking API Sandbox in the UK

#27

Post by scorchin »

sjtgraham wrote: post #19

If you're in the UK and want a banking API (including payments and transfers), I'm building http://teller.io/ . It's been in private beta about 2.5 months and access will be opening more broadly soon. I couldn't wait for banks to get themselves into gear so I reverse engineered all of their mobile apps, took their private APIs and expose a single unified API through Teller. Here is a video of me cURL-ing my bank acco…

I've played with Teller and it's nothing short of incredible. The developer on boarding is super slick.

Re: First Open Banking API Sandbox in the UK

#28

Post by phillc73 »

aembleton wrote: post #26
sjtgraham wrote: post #19

If you're in the UK and want a banking API (including payments and transfers), I'm building http://teller.io/ . It's been in private beta about 2.5 months and access will be opening more broadly soon. I couldn't wait for banks to get themselves into gear so I reverse engineered all of their mobile apps, took their private APIs and expose a single unified API through Teller. Here is a video of me cURL-ing my bank acco…

Can you add Halifax to your dropdown of banks. I've selected Other but I think Halifax is big enough to be on the list.

I'd also like to suggest the addition of the Co-Operative Bank (they're not dead yet!) and/or Smile. I have a Smile account.

Re: First Open Banking API Sandbox in the UK

#29

Post by AffableSpatula »

sjtgraham wrote: post #19

If you're in the UK and want a banking API (including payments and transfers), I'm building http://teller.io/ . It's been in private beta about 2.5 months and access will be opening more broadly soon. I couldn't wait for banks to get themselves into gear so I reverse engineered all of their mobile apps, took their private APIs and expose a single unified API through Teller. Here is a video of me cURL-ing my bank acco…

Stevie gave me access a few weeks ago, I'm working on a product on top of Teller. What he's working on is really exciting and enables developers to build all kinds of apps they couldn't do previously.

Re: First Open Banking API Sandbox in the UK

#30

Post by krstck »

joering2 wrote: post #25
krstck wrote: post #10

I've been dreaming of a standardized banking API for as long as I've been using online banking. It crushes my soul every time Mint makes me send them my actual log in credentials just to scrape transaction data. Really hope this catches on, but I think too many orgs have a vested interest in being the gate-keepers of your banking data.

Mint has always pulled my data automatically from BOA, Chase and Wellfargo. Which banks are you using??

Mint is logging in on your behalf, unless you have a different service than I do.
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