251–260 of 380 posts
The article doesn't really touch on two very key facts. 1 - When I grew up in the 90's all I heard from my rich business owners were to buy real estate. The value always goes up and its a good investment. This isn't true anymore with the crash and younger people don't see real estate as a worthwhile, long term investment. As such, they're not looking at paying for something for so long and not getting anything out of…
I've sorta turned my back on the standard american dream. Racing to new areas of growth, working to build someone else's dream, getting paid well immediately for performance, paying high rent, etc to afford the image of success, and making friends that participate in this same high ambition culture. Instead of making markets, markets start making you. All the rules, and "norms" we've collected around ourselves to par…
Most millennials will end in the same boat.
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I park it wherever, but mostly try to stick to cities where it's legal to sleep in your van. While I have parked in San Francisco, Redwood City, and San Jose, right now I'm crashing in and around Palo Alto, CA. I shower every morning at my local 24 hour super sport gym. I'm a sucker for hygiene. I don't really worry about my van being broken into because I think I tend to stay in low crime neighborhoods. I'm also not…
I think you should write a book, but don't go through the vanity press ripoff. Publish it yourself. I have known people who live out of a van/truck camper until cops realize what's going on. They will harass you to no end. The tickets are expensive. The days of " Just move on." are over. That said, in most counties, there is nowhere to park a vechicle overnight. We need to desiginate areas, in commercial areas, where…
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It's simple the same way exercise is simple: knowing what to do is easy, having willpower to do it is hard. Being financially independent can be done on a median wage, full stop. https://www.reddit.com/r/financialindependence http://www.mrmoneymustache.com/ "Is that all too fluffy and philosophical? OK, fine. Here’s how to cut your life costs in half. Start by getting rid of your Debt Emergency if you have one. Live…
> Being financially independent can be done on a median wage, full stop. Do you make median wage? If so, good for you. If not, why don't you go do that before telling people how easy it is.
Cheerleading for higher house prices used to be widespread, and was a big part of the problem. It's inflation, people. It's still the same house, for more money. The median house historically costs about 2.2x the median income. That number hit 4x nationally in 2007, and 10x in California. It's not that high this time, but it's still very high by historical standards.[1] San Francisco hit 10.5x in 2007, and now it's a…
It's also worth noting... the normal multiple used to be around 3x a single income. Now that many/most women work, the measure has changed quietly to "household income".
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Online dating still requires you to be in a location with an extremely large population of single women. It doesn't matter if you visit the one bar or OKCupid if you've already asked out and been rejected by the only three eligible people in your zip code. You need a large enough population to successfully find a match, and the only place to find large populations of single women are major cities. (And a tiny fractio…
Move to DC. The amount of single woman is crazy.
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It's simple the same way exercise is simple: knowing what to do is easy, having willpower to do it is hard. Being financially independent can be done on a median wage, full stop. https://www.reddit.com/r/financialindependence http://www.mrmoneymustache.com/ "Is that all too fluffy and philosophical? OK, fine. Here’s how to cut your life costs in half. Start by getting rid of your Debt Emergency if you have one. Live…
> Being financially independent can be done on a median wage, full stop. Do you make median wage? If so, good for you. If not, why don't you go do that before telling people how easy it is.
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If you're in Ontario, after your lease ends, it becomes a month-to-month agreement by default. You don't have to do anything. Landlords cannot evict a tenant after a lease is finished without a valid reason.
It is same where I stay in NoVa. The catch is rent goes up by 50% when on month to month. Considering it is already competitively priced apartment it would not make sense to continue.
https://www.ontario.ca/laws/statute/06r17#BK43
This part I'm not entirely sure on. You'll definitely want to check with authority, such as a counselor etc.
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If you're in Ontario, after your lease ends, it becomes a month-to-month agreement by default. You don't have to do anything. Landlords cannot evict a tenant after a lease is finished without a valid reason.
> month-to-month This literally means the landlord doesn't need a reason. It just means you need to give them 30days notice.
https://www.ontario.ca/laws/statute/06r17#BK43
Secondarily, the notice period for a monthly tenancy in Ontario is still 60 days:
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Property taxes should basically kill the dream of "and don't pay a fucking thing to anyone" for anyone that lives in the US. Especially city dwellers. I was surprised to see tax for properties I could technically afford cost more per year than I had been paying in rent.
Property taxes are what keeps housing affordable. Look at California for an example of what happens when they go away. To be precise, property tax increases the liability of holding a house as an investment relative to other investments, so higher property taxes make capital that was invested in real estate move to other sectors. That means that fewer properties are owned by speculators, so more are owner-occupied. T…