It would be great if, in 2020, or sooner, but probably later, the answer is "don't use passwords any more. They are deprecated components of society."
Can you expand on this idea? What type of authentication method would replace it? (One that can't be directly linked to the person obviously).
These kinds of systems aren't technically very complex but there hasn't been a lot of traction for them outside of corporate environments. The result is that they tend to be hyper-expensive, unfortunately. Standards like FIDO and the Yubikey are good first steps at pushing this into the consumer space, although they don't offer on-device PIN validation yet.