Ask HN: Your Passive Income Suggestions? • Hacker News Board

Re: Ask HN: Your Passive Income Suggestions?

#211

Post by shoover » Thu, Feb 04, 2016, 10:18 PM UTC

SilasX wrote: post #45

jstanley wrote: post #10

Earlier quoted context omitted.

Any low-fees index fund.

In terms of throwing off a lot of passive income, they just aren't very good though. Looking mainly at income-generating investments, the best index one might be Vanguard LifeStrategy income (with provides income and moderate capital appreciation to protect against inflation). The yield? 2.1% Nothing to write home about. [1] Is there some high-yielding, regular-income fund I should know about? Even allowing for sorta…

I found Choosing The Right Dividend ETF [1], which discusses several dividend funds and mechanisms they use to predict which companies will continue paying high dividends. A poster on another forum [2] warned that you should watch out for companies that prop up a dividend and then tank but don't roll out of the index right away. I guess that's where the more conservative filtering ETFs come into play (or you can screen stocks from the index yourself and monitor them).

The chart in [3] shows a few funds against the S&P 500. Prices seem to largely track the S&P index. Maybe there's a way to chart the dividend yield over time, too.

[1] http://www.forbes.com/sites/moneybuilder/2014/08/22/choosing...

[2] http://gyroscopicinvesting.com/forum/stocks/what-about-a-hig...

[3] https://www.google.com/finance?chdnp=1&chdd=1&chds=1&chdv=1&...

Re: Ask HN: Your Passive Income Suggestions?

#212

Post by danielki » Thu, Feb 04, 2016, 11:26 PM UTC

jjangmes wrote: post #198

This is not completely passive income, but after 1 ~ 2 months of some committed work, it can become passive income. This is assuming you know what you are doing and you have experience with e-commerce. (I was losing money for the first 3 months) -Private labeling on Amazon using FBA (Fulfillment by Amazon) I currently earn some passive income (~$1000/month) by selling products on Amazon. Amazon FBA is great because y…

A few questions, if you don't mind:

How do you figure out how much stock to order from Alibaba? Is it just based on the maximum financial risk you want to undertake, or something else?

Do you ever replenish stock, or do you continuously rotate the items you sell?

How do you pick the items to sell? Just popular items within certain categories that don't have a current Prime option? Or some other method?

What % of sales end up as returns due to defective products etc? Does Amazon cover these, or do you take the financial hit if there's a refund?

Re: Ask HN: Your Passive Income Suggestions?

#213

Post by morenoh149 » Fri, Feb 05, 2016, 12:56 AM UTC

meric wrote: post #172

I used my good income job to rent a three room bedroom apartment, and rent out 2 of the rooms. I pay $1m.

is this nyc?

Re: Ask HN: Your Passive Income Suggestions?

#214

Post by infinite8s » Fri, Feb 05, 2016, 1:05 AM UTC

meric wrote: post #172

I used my good income job to rent a three room bedroom apartment, and rent out 2 of the rooms. I pay $1m.

That's not against your lease?

Re: Ask HN: Your Passive Income Suggestions?

#215

Post by [deleted] » Fri, Feb 05, 2016, 1:26 AM UTC

shellerik wrote: post #203

vijayr wrote: post #200

Earlier quoted context omitted.

There are lots of people telling others to write reviews without having purchased/used a product. Did you have to do it too? I mean, is your site only side by side comparisons or do you also post reviews?

My site does not have any reviews. Each product overview is just a description of the product and its specifications. Rather than telling people which one to buy I give them the ability to find the one that best fits their criteria. I rank all of the products by how popular they are and I think many people trust this more than they do a review.

[deleted]

Re: Ask HN: Your Passive Income Suggestions?

#216

Post by asteadman » Fri, Feb 05, 2016, 1:39 AM UTC

reinhardholl wrote: post #194

I recently created http://filepiper.com , still busy validating the idea, then get someone to pay :) I always wonder if software products are really the way to go. Getting initial traction is seriously hard

Great Idea! At my day job we occasionally (ie: a couple times a year) need customers to send us "large" files (too large to email) and the customers do not typically themselves have enough technical ability to "host" it (be it through dropbox/google drive/etc) themselves. I spent a couple days looking for something similar a year ago and ended up with a dated product at a very expensive price. [Our web-hosting is currently sucky shared hosting we've had for decades /w a small upload limit]. I was thinking of rolling my own solution but never got around to it, glad to see somebody is working on it. PS: Assuming it works, I'd start charging right now, skip this "free for now" nonsense.

Re: Ask HN: Your Passive Income Suggestions?

#217

Post by meric » Fri, Feb 05, 2016, 2:25 AM UTC

infinite8s wrote: post #214

meric wrote: post #172

I used my good income job to rent a three room bedroom apartment, and rent out 2 of the rooms. I pay $1m.

That's not against your lease?

I was upfront about it with the landlord. She could lease to a double income family, who're going to bargain with the rent at every opportunity, and complain about every issue that comes up that could possibly be the landlord's responsibility, with 3 kids, who with their parents working will have lots of time home alone, or she could lease to me, a mid-twenties young man, with high income and stability, and the kind of person who're generally quite chill about things, and will take the care to look after the house.

Now I lease the two rooms to an immigrant, and another man who came to my city to work because he couldn't find a job where his wife and kids currently live.

Re: Ask HN: Your Passive Income Suggestions?

#218

Post by firebones » Fri, Feb 05, 2016, 4:40 AM UTC

throwaway600613 wrote: post #25

Peer-to-peer lending can potentially be a great source of passive income. For example, if you invested $100,000 in lower grade (C-G) notes on Lending Club with an aggregate 12.0% net annualized return, you'd receive approximately $6,000 in cash payments each month.

I assume that $6K/month includes return of principle? Otherwise that's 72% annual return, not 12%. So you're saying you get about $1K/month in profit and $5K/month in returned principle?

Re: Ask HN: Your Passive Income Suggestions?

#219

Post by rrrrrraul » Fri, Feb 05, 2016, 5:39 AM UTC

minionslave wrote: post #80

jcslzr wrote: post #67

I made a website with a free exercise to learn to type faster: http://www.learn-2-type.com ...sadly a lot of people are using ad blockers

I turned off my ad blocker for you site, and clicked on the ads. Hopefully you get 2 cents.

Me too, good luck!

Re: Ask HN: Your Passive Income Suggestions?

#220

Post by tmaly » Fri, Feb 05, 2016, 1:24 PM UTC

shellerik wrote: post #99

edent wrote: post #17

* Apps with ads in them. Easy enough to churn out, but decreasing revenues and most of the high earning adverts are the scummiest. Low value and of low moral usefulness. * Solar Panels. In the UK, the government pays you per kWh generated. Needs an upfront investment, but stable income and you reduce your own energy bills. See http://shkspr.mobi/blog/tag/solar * Renting out property. Needs a much larger initial inves…

I have had some success in affiliate marketing using an approach that I think many on Hacker News could duplicate. I launched my Amazon affiliate site about a year-and-a-half ago and its earnings have increased by about $100 per month with December being the first time I earned over $2,000 in a month. The approach is to find a type of product where Amazon has thousands of listing but the specifications are not very a…

what is the typical commission that you earn on a single purchase through a link clicked on your site?