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How I took control of my personal finances. Simplicity in money saving

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Re: How I took control of my personal finances. Simplicity in money saving

#21

Post by stephaniepier »

koshyk wrote: post #14
joshstrange wrote: post #12

This is a huge, typo-filled Ad... If you want a good budgeting tool look no further than YNAB [0] it's done wonders for me in tracking where my money is going how much I am spending in various categories as well as a good birds eye view of my finances (which even mint couldn't do well) [0] http://www.youneedabudget.com/ (Though I suggest you use http://classic.youneedabudget.com/ as the web version just isn't there y…

I tried to proof read everything, but if you found any typos, I'd be delighted if you could point them out!

ovecomplicated

morgage

aditional

marathone

"You probably realised taht you won’t be able to makea cut"

tabacco (in the app image)

naturaly

Thats

Re: How I took control of my personal finances. Simplicity in money saving

#23

Post by morgosmaci »

koshyk wrote: post #14
joshstrange wrote: post #12

This is a huge, typo-filled Ad... If you want a good budgeting tool look no further than YNAB [0] it's done wonders for me in tracking where my money is going how much I am spending in various categories as well as a good birds eye view of my finances (which even mint couldn't do well) [0] http://www.youneedabudget.com/ (Though I suggest you use http://classic.youneedabudget.com/ as the web version just isn't there y…

I tried to proof read everything, but if you found any typos, I'd be delighted if you could point them out!

The ones that jumped out at me as I read:

"public communication tickets" "bot so healthy" "You probably realised taht you won’t be able to makea cut" (2 in one)

"I go o the grocery"

Re: How I took control of my personal finances. Simplicity in money saving

#24

Post by NeonVice »

joshstrange wrote: post #11
new_hackers wrote: post #10

Earlier quoted context omitted.

If people are looking for an app, I'd recommend YNAB https://www.youneedabudget.com/ It has worked for me. Dead simple philosophy: the money you earn this month you get to spend next month. Helps break the cycle of debt, and also has given me visibility into my daily spending.

Seconded, I'm a big fan of YNAB (classic, web isn't ready yet)

I love YNAB and would love to use it in the cloud. It's a shame that it is isn't up to snuff yet and is $45/year. It would be great if someone came out with a cloned competitor.

Re: How I took control of my personal finances. Simplicity in money saving

#25

Post by morgosmaci »

koshyk wrote: post #3
ibero wrote: post #2

This is basically an ad.

Well this is a story about taking control of finances by developinga system that, in the end, translated into an app idea. 2097 word long article where there's 195 words about an app. Don;t know if it's an ad

Not a comment about whether it is an add, but Blinq is already a crowded name, you may want to think up something unique. There was a dating app with AI hot or not ratings here just a day or two ago with the same name, not to mention the discount website that already has blinq.com.

Re: How I took control of my personal finances. Simplicity in money saving

#26

Post by theandrewbailey »

koshyk wrote: post #14
joshstrange wrote: post #12

This is a huge, typo-filled Ad... If you want a good budgeting tool look no further than YNAB [0] it's done wonders for me in tracking where my money is going how much I am spending in various categories as well as a good birds eye view of my finances (which even mint couldn't do well) [0] http://www.youneedabudget.com/ (Though I suggest you use http://classic.youneedabudget.com/ as the web version just isn't there y…

I tried to proof read everything, but if you found any typos, I'd be delighted if you could point them out!

I'm unfamiliar with "spendings". Does that mean something like "expenditures" or "money spent"?

Re: How I took control of my personal finances. Simplicity in money saving

#27

Post by lawpoop »

koshyk wrote: post #14
joshstrange wrote: post #12

This is a huge, typo-filled Ad... If you want a good budgeting tool look no further than YNAB [0] it's done wonders for me in tracking where my money is going how much I am spending in various categories as well as a good birds eye view of my finances (which even mint couldn't do well) [0] http://www.youneedabudget.com/ (Though I suggest you use http://classic.youneedabudget.com/ as the web version just isn't there y…

I tried to proof read everything, but if you found any typos, I'd be delighted if you could point them out!

You could copy and paste it into a word editor. I just did that with MS Word and it highlighted several misspellings for me.

Also in FF, a textarea box will show misspellings.

Or do you not have English dictionaries installed on your PC? (It's hard for me to get in the habit of remembering the internet is world-wide :S )

Re: How I took control of my personal finances. Simplicity in money saving

#28

Post by _droptable_ »

koshyk wrote: post #14
joshstrange wrote: post #12

This is a huge, typo-filled Ad... If you want a good budgeting tool look no further than YNAB [0] it's done wonders for me in tracking where my money is going how much I am spending in various categories as well as a good birds eye view of my finances (which even mint couldn't do well) [0] http://www.youneedabudget.com/ (Though I suggest you use http://classic.youneedabudget.com/ as the web version just isn't there y…

I tried to proof read everything, but if you found any typos, I'd be delighted if you could point them out!

"...not a rocket since but..." -> "...not rocket science but..."?

Re: How I took control of my personal finances. Simplicity in money saving

#29

Post by jacobr1 »

koshyk wrote: post #15
herge wrote: post #8

When I was a young single man, I had an effective way to track my personal finances. At the start of the month, I'd calculate how much money I had left over after fixed expenses (rent, internet, etc) and whatever savings I wanted for that week. I'd then divide that by 4, and 4 times a month, I'd withdraw that amount in cash from my account, and use that for discretionary spending like going out, groceries, etc. That…

sounds both oldschool and fun, but i suppose it doesn't work for a grown up man with some obligations ;)

It still works. Things like childcare just come out of the fixed expenses that are preallocated (or from cafeteria plan). I more or less take this same approach - except I use a mileage credit card. I have a self imposed budget limit and use my smartphone to ensure I'm staying below that amount for the month.
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