11–20 of 53 posts
This is basically an ad.
If people are looking for an app, I'd recommend YNAB https://www.youneedabudget.com/ It has worked for me. Dead simple philosophy: the money you earn this month you get to spend next month. Helps break the cycle of debt, and also has given me visibility into my daily spending.
If you want a good budgeting tool look no further than YNAB [0] it's done wonders for me in tracking where my money is going how much I am spending in various categories as well as a good birds eye view of my finances (which even mint couldn't do well)
[0] http://www.youneedabudget.com/ (Though I suggest you use http://classic.youneedabudget.com/ as the web version just isn't there yet IMHO)
This is basically an ad.
If people are looking for an app, I'd recommend YNAB https://www.youneedabudget.com/ It has worked for me. Dead simple philosophy: the money you earn this month you get to spend next month. Helps break the cycle of debt, and also has given me visibility into my daily spending.
This is a huge, typo-filled Ad... If you want a good budgeting tool look no further than YNAB [0] it's done wonders for me in tracking where my money is going how much I am spending in various categories as well as a good birds eye view of my finances (which even mint couldn't do well) [0] http://www.youneedabudget.com/ (Though I suggest you use http://classic.youneedabudget.com/ as the web version just isn't there y…
When I was a young single man, I had an effective way to track my personal finances. At the start of the month, I'd calculate how much money I had left over after fixed expenses (rent, internet, etc) and whatever savings I wanted for that week. I'd then divide that by 4, and 4 times a month, I'd withdraw that amount in cash from my account, and use that for discretionary spending like going out, groceries, etc. That…
I'd recommend a combination of billguard and mint. Mainly billguard, both free. billguard allows you to add your debit/credit card accounts. when you make a purchase, bill guard notifies you. it will group your spending habits into different categories. at the end of every week, bill guard notifies you by email with a message similar to this "you have spent $400 this week etc. etc. going into the app itll show you wh…
Also, good luck with the forthcoming app launch.
Sad to see the top responses didn't celebrate what you've done but instead complained that you are putting out an app.
I'd suggest going deeper into your philosophy of why you only need 7 main categories. How did you decide on those exact 7? Where would you classify: giving, investing, and short-term savings (tech replacement, saving for an anniversary, etc).
Edit: as mentioned elsewhere, there are a bunch of typos too. "taht" instead of "that", etc.
When I was a young single man, I had an effective way to track my personal finances. At the start of the month, I'd calculate how much money I had left over after fixed expenses (rent, internet, etc) and whatever savings I wanted for that week. I'd then divide that by 4, and 4 times a month, I'd withdraw that amount in cash from my account, and use that for discretionary spending like going out, groceries, etc. That…
sounds both oldschool and fun, but i suppose it doesn't work for a grown up man with some obligations ;)