Earlier quoted context omitted.
Without operator overloading, it's hard to make generic numeric algorithms palatable. Compare (fake Go-with-Swift-generics syntax): func Distance (x N, y N) N where N Number { return x.Mul(x).Add(y.Mul(y)).Sqrt() } Versus: func Distance (x N, y N) N where N Number { return Sqrt(x * x + y * y) } If your reaction is "well, Distance doesn't look too bad like that", I can replace it with matrix multiplication or point-in…
Of course, you frequently don't want operator overloading for matrix multiplication. Avoiding allocations is a big deal for speed, and so c.Mul(a,b) is often the right answer even with operator overloading.
edit: rereading the earlier comments, this may be orthogonal to the GP's claim that operator overloading is crucial for generics. Ooops. :)