Earlier quoted context omitted.
While this is statistically true, people don't act as if this were the case. While trusting someone with your physical safety should be a high-trust decision, we treat it cavalierly enough in our day to day lives that most people clearly don't worry about it. Maybe it makes sense, though, because the other person in the interaction has more incentive to defect when given access to all of your possessions than when gi…
While trusting someone with your physical safety should be a high-trust decision, we treat it cavalierly enough in our day to day lives that most people clearly don't worry about it. We just can't avoid it. We assume that nobody's poisoned our food, we assume that nobody is going to go suicidal on the roadways and ram themselves head-on into our car, we don't wear body armor to work because we assume our coworkers wo…
Going back to Uber vs. Homejoy, the level of risk differential is much higher with Homejoy, because when using an Uber, you are probably not assuming much extra risk compared to what else you would do to get where you are going. For a cleaning service, then the risk differential is noticeable ('someone has access to my house' vs 'Only I and my family have access to my house') when jumping up from "doing the cleaning yourself". If you're comparing Homejoy to other cleaning services on a risk basis, you'd have to actually look at the numbers. I'm really not trying to bash Homejoy or cleaning services here.