You need a "card not present" specialist, that understands ecommerce/tech startups. I highly recommend talking with JetPay (jetpay.com). They are the largest CNP payment processor, and they are an engineering company (even the CEO is an alpha programmer geek). Furthermore, they can integrate directly with you so you don't need a middleman (e.g. Authorize.Net). Their API and services support is outstanding -- see http://www.jetpay.com/cc_update.php for details. We just wish we'd found them a year earlier!
Still can't decide on a Payment System. Please HELP
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Re: Still can't decide on a Payment System. Please HELP
#12This article might help you: http://sitepoint.com/article/merchant-account-review
FYI: if you ever lose your paypal password, you are for all practical purposes, gifting all the money in that account to paypal. Their password recovery scheme is intentionally designed this way. (Courier copies of your passport, credit card bill, bank statement, etc. after which they might or might not get back to you. This can take months.)
Re: Still can't decide on a Payment System. Please HELP
#13Can you elaborate on the PayPal isuses? Have you looked at PayPal Authorization & Capture? I am launching an equipment rental site and planning to use PayPal Authorization & Capture to help me take deposits.