While I appreciate the idea.... Use Javascript to replace vba in excel http://blogs.msdn.com/b/officeapps/archive/2013/03/18/excel-... Use python to replace vba in excel http://xlwings.org/
Also, I know know of plenty of financial institutions that have mod'd Excel with Add-ins to the point where the Worksheet integrity is better than 95% of the RDBMS' I've worked with. Version controlled, full audit trails, access control lists, type validation...
Hell out of the box, you can get an out of the box Excel + SQL Server BI to essentially make an off-the-cuff Line of Business app, completely sync'd, with a Silverlight front similar to (this)[http://www.infragistics.com/uploadedImages/Content/PRODUCTS/...]