Losing a credit card due to automatic user behavior

#1

Post by manume » Sun, Sep 27, 2015, 6:20 AM UTC

Losing a credit card due to automatic user behavior
jenny.berlin

Re: Losing a credit card due to automatic user behavior

#2

Post by ColinWright » Sun, Sep 27, 2015, 7:10 AM UTC

    Website is offline
    No cached version of
    this page is available.

    Error 522
    Connection timed out

I'm commenting because I want to come back and find this later, but I don't want to upvote without reading, and I don't have a unified bookmark list, so bookmarking won't help if I subsequently use a different machine.

Edit: Now read it - thanks for the cache reference

Re: Losing a credit card due to automatic user behavior

#3

Post by cremno » Sun, Sep 27, 2015, 7:25 AM UTC

ColinWright wrote: post #2

Website is offline No cached version of this page is available. Error 522 Connection timed out I'm commenting because I want to come back and find this later, but I don't want to upvote without reading, and I don't have a unified bookmark list, so bookmarking won't help if I subsequently use a different machine. Edit: Now read it - thanks for the cache reference

Google has it cached:

https://webcache.googleusercontent.com/search?q=cache:AUPocA...

Re: Losing a credit card due to automatic user behavior

#4

Post by manume » Sun, Sep 27, 2015, 7:32 AM UTC

ColinWright wrote: post #2

Website is offline No cached version of this page is available. Error 522 Connection timed out I'm commenting because I want to come back and find this later, but I don't want to upvote without reading, and I don't have a unified bookmark list, so bookmarking won't help if I subsequently use a different machine. Edit: Now read it - thanks for the cache reference

Sorry for that... working on getting it back up right now!

Re: Losing a credit card due to automatic user behavior

#5

Post by Avernar » Sun, Sep 27, 2015, 7:41 AM UTC

Some ATMs in Canada do make you take your card first before dispensing the money if it's not your last transaction. Others display a "Remember to take your card" message. Others have a beep and flashing light near the card slot.

There really is no standard.

Re: Losing a credit card due to automatic user behavior

#6

Post by zyxley » Sun, Sep 27, 2015, 7:42 AM UTC

Avernar wrote: post #5

Some ATMs in Canada do make you take your card first before dispensing the money if it's not your last transaction. Others display a "Remember to take your card" message. Others have a beep and flashing light near the card slot. There really is no standard.

For what it's worth, every ATM I've ever used here (a major city in the US) has made you take the card back before continuing the transaction.

That said, they've all used a "insert card -> remove card -> enter PIN -> perform transaction" flow rather than the "insert card -> enter PIN -> remove card -> perform transaction" flow mentioned in the article.

Re: Losing a credit card due to automatic user behavior

#7

Post by manume » Sun, Sep 27, 2015, 7:46 AM UTC

zyxley wrote: post #6

Avernar wrote: post #5

Some ATMs in Canada do make you take your card first before dispensing the money if it's not your last transaction. Others display a "Remember to take your card" message. Others have a beep and flashing light near the card slot. There really is no standard.

For what it's worth, every ATM I've ever used here (a major city in the US) has made you take the card back before continuing the transaction. That said, they've all used a "insert card -> remove card -> enter PIN -> perform transaction" flow rather than the "insert card -> enter PIN -> remove card -> perform transaction" flow mentioned in the article.

Interesting! We've noticed the behaviour described in the article at several ATMs in Montreal. Maybe a Québécois thing?

Re: Losing a credit card due to automatic user behavior

#8

Post by manume » Sun, Sep 27, 2015, 7:46 AM UTC

manume wrote: post #4

ColinWright wrote: post #2

Website is offline No cached version of this page is available. Error 522 Connection timed out I'm commenting because I want to come back and find this later, but I don't want to upvote without reading, and I don't have a unified bookmark list, so bookmarking won't help if I subsequently use a different machine. Edit: Now read it - thanks for the cache reference

Sorry for that... working on getting it back up right now!

And we're back!

Re: Losing a credit card due to automatic user behavior

#9

Post by t0mas88 » Sun, Sep 27, 2015, 7:49 AM UTC

Interesting, in the Netherlands almost all ATMs work in the same way as Germany, take the card first before it gives you the money.

However the other part about paying a lot in cash seems strange to me? And a fee on card payments while cash withdrawal is free if the exact opposite of my Dutch card. Paying in shops is free, cash withdrawal within the country is also free (not sure if all banks do this), but taking cash from an ATM abroad costs a small transaction fee.

Re: Losing a credit card due to automatic user behavior

#10

Post by JulienSchmidt » Sun, Sep 27, 2015, 7:50 AM UTC

I lost my (German) credit card exactly the same way in Bangkok. Unlike the author, I never received my card back and had to order a replacement card, which takes ages to ship to the other side of the world. Never travel without a second credit card.