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Ask HN: Thinking of moving to Europe from USA

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201–210 of 239 posts

Re: Ask HN: Thinking of moving to Europe from USA

#201

If you are a programmer/designer you can get a 3 year freelance visa in Berlin, Germany. I currently live in Berlin with that visa. Your standard of living in Europe will vary. Sure, some places offer free healthcare (not exactly free - see taxes), better public transportation, and decent quality food at lower tier supermarkets. That's all great. On the other hand, you'll likely take a huge hit in salary and pay high…

>> If you are a programmer/designer you can get a 3 year freelance visa in Berlin, Germany. I currently live in Berlin with that visa. For someone like me who doesn't understand German language, is it possible to go on with the daily life interacting with the locals in English?

English is taught in every school in Germany.

You should have it easy to get by.

Re: Ask HN: Thinking of moving to Europe from USA

#202
post #25

I spent a few years living and working in Europe with EU companies or US subsidies there. The one main gotcha that no one thinks about is the tax and retirement savings side of things, both of which you should probably do. As a US citizen you're obligated to file (and possibly pay) taxes no matter where in the world you work and reside, no exceptions. It's the price of having US citizenship and access to the US embas…

Do you really need to declare that you paid taxes in Germany? Isn't there some sort of agreement?

Re: Ask HN: Thinking of moving to Europe from USA

#203
post #138
post #121

Europe is great. I have several friends who've made this move. I'd say that they have a higher and more relaxed quality of life at a much lower salary than I know of in the U.S. Salaries are lower, taxes are higher, but I think it balances out well. One thing I've noticed is that if you're willing to live a bit outside of a major city and along a commuter rail line (a commute not extraordinary by U.S. standards but s…

> pension If you move to Europe, build up a pension, and then move back to the U.S., you should be able extract the money from that pension (according to the conditions), regardless of where you reside in there future. > taxes You are obliged to report all of your foreign earnings to the IRS as well as all of your foreign bank account status each year. You are taxed on your income both in the local country and in the…

As far as I know Germany and us have a double tax prevention agreement.

So you only pay taxes in Germany. But I'm not sure.

Re: Ask HN: Thinking of moving to Europe from USA

#204

EU citizen currently living in the US here. Hugely recommended, if only for comparison purposes. From my own experience, English speaking countries are a must. If that's not an option, cities like Barcelona or Berlin should cover your bases for at least a year, but you won't survive for long without speaking Spanish or German. There are more things than work in life, and you'll soon get tired of only dealing with exp…

>"Salaries are not what you expect coming from the US, your $200k rated job is no more than 80k€" Is that a good rule of thumb then? $200k is fairly top end in the US. Obviously there are people at the big SV companies that make more but 200K is pretty close to top end for senior people. So you are saying that that 80K Euros is the general top end for EU tech companies? Given that there is more or less dollar to Euro…

In Germany the rule of thumb in tech is: no bachelor means some companies cap you at 50k.no way to earn more. 60k is mid level and 80 is senior high level bachelor level.

Re: Ask HN: Thinking of moving to Europe from USA

#205

Sidenote, if you or your mom, happen to be jewish.. You can get a free ticket to Israel, give you citizenship, the government will help you with housing and actually give you money, and hebrew lessons.. They also have a booming tech industry.. I lived there for a couple of years and while not exactly in mainland Europe, it is very European. I currently live in Mexico City and thats also a great non-Euro option !

I currently live in Guadalajara as a freelancer and I am thinking of moving to Mexico City next year if I can convince myself to pay the higher rent. Loved being there and there are areas similar to Brooklyn to give you an idea of what life is like there.

convincing myself the same thing, but for Guadalajara!

Re: Ask HN: Thinking of moving to Europe from USA

#206

If you are a programmer/designer you can get a 3 year freelance visa in Berlin, Germany. I currently live in Berlin with that visa. Your standard of living in Europe will vary. Sure, some places offer free healthcare (not exactly free - see taxes), better public transportation, and decent quality food at lower tier supermarkets. That's all great. On the other hand, you'll likely take a huge hit in salary and pay high…

>> If you are a programmer/designer you can get a 3 year freelance visa in Berlin, Germany. I currently live in Berlin with that visa. For someone like me who doesn't understand German language, is it possible to go on with the daily life interacting with the locals in English?

I don't speak German. In Berlin it's not a big problem, particularly in certain neighborhoods where even waiters at restaurants may not speak German.

Re: Ask HN: Thinking of moving to Europe from USA

#207

I moved from the UK to The Netherlands a decade ago. It was a fantastic decision. It's nice here, most people speak English (although I learnt the language) and there's a lot of demand for Developers. There are also crazy tax incentives which result in you paying basically 0 tax for the first 5 years. That covers the costs of learning the language (3k EUR and it takes 2 years).

Can you talk more about those tax incentives?

I believe he talks about the 30% ruling: http://www.iamsterdam.com/en/local/official-matters/highly-s...

Re: Ask HN: Thinking of moving to Europe from USA

#208
post #25

I spent a few years living and working in Europe with EU companies or US subsidies there. The one main gotcha that no one thinks about is the tax and retirement savings side of things, both of which you should probably do. As a US citizen you're obligated to file (and possibly pay) taxes no matter where in the world you work and reside, no exceptions. It's the price of having US citizenship and access to the US embas…

Do you really need to declare that you paid taxes in Germany? Isn't there some sort of agreement?

As the parent said, you unfortunately need to declare the income as a US citizen but may or may not need to pay taxes on it.

Re: Ask HN: Thinking of moving to Europe from USA

#209

Earlier quoted context omitted.

You can ether use the foreign earned income exclusion (which I think has risen to closer to 100k) or the foreign tax credit. You also want to take extensions so that you can qualify as a nonresident, or you will pay the ACA penalty for not having health insurance.

If you live outside of the US for 330 days a year, you're considered exempt from ACA coverage requirements.

I think there is also something where you can take an extension in order to hit the 330 day mark if you move in the middle of the year?

Re: Ask HN: Thinking of moving to Europe from USA

#210
post #78

Earlier quoted context omitted.

From my experience traveling Europe and America, Europe is much more homogeneous even if languages are different.

No way if by America you mean the US.

I'm referring to the US, though to be honest including Canada wouldn't change much. (Mexico is a whole different story) I know it's not a common opinion, which is why I made clear that it's just my experience. I've been to 19 US states and 15 European countries and I found Arizona to be more different from Pennsylvania than Romania was compared to let's say Spain or Germany.
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