Viewing profile — zt

zt

HN member

Joined: Sat, Oct 23, 2010, 12:30 AM UTC
HN karma: 5,991
Public activity: 615 items
HN profile: View on Hacker News ↗

About zt

If you'd like to email me, you can take the letters of my username and prepend them to "ownsend+hackernews@gmail.com".

YC Badge: 0xBfe3EEACdb8F71518c565DE6A4ccfC073bA874DC

Recent public activity

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Now and Meanwhile: Two Worlds of Finance
Wed, Nov 05, 2025, 8:31 PM UTC
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Skill issues – Dialectical Behavior Therapy and its discontents (2024)
Wed, Aug 20, 2025, 1:57 AM UTC
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Why Agentic AI Needs a Credit Infrastructure, Not Just a Payments Layer
Sat, Jul 05, 2025, 12:34 AM UTC
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Comment #43992016
Fixed in the article now -- started the company in Jan 2022

Thu, May 15, 2025, 5:07 AM UTC
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Complex systems: Life insurance and your money
Sat, May 10, 2025, 3:08 PM UTC
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Process vs. data: who wins in the vertical AI race
Wed, May 07, 2025, 1:20 PM UTC
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How three years at McKinsey shaped my second startup
Sun, May 04, 2025, 1:30 PM UTC
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Not Quite yet Gone with the Wind
Sun, Mar 02, 2025, 2:06 PM UTC
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Spaces Between the Stars
Sun, Dec 29, 2024, 3:07 AM UTC
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Idiot to insider: the basics of building a life insurer
Wed, Dec 11, 2024, 4:37 PM UTC
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The 100-Year Startup: Life insurance and abundance
Wed, Dec 04, 2024, 1:46 PM UTC
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Winning the AI application layer will require vertical business models
Sun, Nov 24, 2024, 4:08 PM UTC
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Winning the AI application layer will require vertical business models
Thu, Oct 24, 2024, 10:44 AM UTC
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Vertically integrate an AI agentic solution
Tue, Oct 22, 2024, 4:42 PM UTC
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Empathy on entrance price: Bridge.xyz and Astranis
Mon, Oct 21, 2024, 1:22 PM UTC
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The Universe Is Not a Fairy Tale
Mon, Sep 02, 2024, 4:11 AM UTC
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Underwriting the Bitcoin Boom
Wed, Aug 07, 2024, 1:46 PM UTC
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Skill issues – Dialectical Behavior Therapy and its discontents (2024)
Sun, Aug 04, 2024, 3:30 AM UTC
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Why do people believe true things?
Sun, Aug 04, 2024, 3:30 AM UTC
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A Conservative Thought Experiment on a Liberal College Campus
Mon, Mar 25, 2024, 2:30 AM UTC
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"She's bouncing the ball" – the uncanny way octopuses play
Sun, Mar 24, 2024, 8:41 PM UTC
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Sama told 30M before announcement, GDB 5M before
Sat, Nov 18, 2023, 3:54 AM UTC
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Onion Futures Act
Thu, Nov 09, 2023, 6:48 PM UTC
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Comment #36980765
Thu, Aug 03, 2023, 2:42 AM UTC
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What Was the Fact?
Mon, Jul 17, 2023, 1:55 AM UTC