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Check your facts: http://www.lectlaw.com/files/ban02.htm E.g. Alabama: ALABAMA, the legal rate of interest is 6%; the general usury limit is 8%. The judgment rate is 12%. Like I sa…

That's all well and good provided that the loan is unsecured and generous (i.e. humane) bankruptcy laws are available. In India, bankruptcy means a rural farmer will lose everythin…

If SKS microfinance is charging 24% they are a loanshark, period.Rates as high as that are usury and should not be lawful. I'm of half-Indian and half-European descent and I am alw…