Viewing profile — globile

It would be much more interesting that the system blur when it finds we drift from being "in the zone". "I'm going to quickly shift from my terminal to this chrome tab to check thi…

From a fraud prevention mechanism, credit card name has also been a minor signal when composing any fingerprinting patterns. Might as well ignore the whole signal, and more now tha…

Center for Humane Technology(0) has good resources, whether parent, educator or child...even if you didn't watch/like The Social Dilemma. [0] https://www.humanetech.com/

This is the big problem with Stripe's positioning in the payments food chain ladder. Block every single fraudulent or suspicious transaction, and you're leaving obscene amounts of …

Stripe support is broken. I recall patio11 writing about how Stripe is all about putting in the correct "process". Well, the process for support fails. We handle a decent volume an…

Was waiting for someone to post PaulG's take on this. So here goes: http://www.paulgraham.com/vb.html

Was also here on the 1st day, the same day I decided to start-up 15 years ago! Took me 7 years to create an account though. Wish I had done it sooner! Especially ALWAYS reading the…

It quickly gets complicated. There are many more variables to take into account. - SCA exemptions - Prepaid Cards (with no built in 2FA support) - Banks in less developed markets (…

We developed an internal 3DS attempt strategy to try to remedy this [0], but it is not ideal. Basically, try 3DS (with no authentication), then try regular charge (NON 3DS), then i…

I might be oversimplifying but when you pay with a US card at a European Stripe Merchant, the acquirer they use locally will show up at your US Bank as "foreign", and this will tri…

It is pretty clear by now Stripe has big guns pointed at enterprise customers. What others like Checkout.com, Adyen thought was a relatively safe moat, has now clearly disappeared.…

Worth mentioning Shopify uses Stripe. A few months back they introduced their Shopify Payment Module (at least in Europe) which runs on Stripe, which then overrides and disables th…

Absolutely. Remember the "2014 Obama Unlocking Law" [1] ? It was supposed to not only not make it ilegal to carrier unlock a phone, but also forced all carriers to adopt a specific…

Phone unlocking doesn't get much attention, but it is an integral part that no one wants to address or get their hands dirty with. There are many more locked phones in drawers or a…

HN hug-o-death: Cached version: https://webcache.googleusercontent.com/search?q=cache:JPTbrr...

Oh yes! To Grandfather or not to Grandfather! That dilemma! I understand they are still using the same functionality they had at signup time, and are still on the same API version,…

Make sure you run the numbers first. If you have a lot of international traffic, you may end up paying more.

Same thing has happened for Radar for example. We set up our whole infrastructure with their beta 3DS and Radar products, and then one day (a few months back), it is $ 0.07 per txn…

Off topic, but a great window to HN demographics via referred traffic in these legacy stats trackers. Sigh ... The days when showing off your traffic stats was more important than …

We have the opposite problem. People with 50 carding attempts and radar scores of 30 or so. There is no value in Radar if so many of these cases pop up because you can’t really tel…

It is not only manufacturers. Cellphone Network Operators are part of the problem. Our B2B customers are in many cases Network operators. Occasionally they request tens of thousand…

The first one is Zendesk [1]. Not sure about the 2nd one but I don't think it's Google Analytics. 1. https://www.zendesk.com/

Honest question. What’s wrong with Google Recaptcha V3? No need to select 25 traffic lights. Gives you a score from 0 to 1 so you can decide whether you let them in easily or not.

Agreed! But a big majority of phones out there, especially in secondary markets to the US like Latin America are locked by default from within the Telcos, and will go though severa…