Viewing profile — arfrank

It's linked from here: https://bb.visa.com/legal/privacy-policy-opt-out.html

Will leave these here, just one small step to help you regain your privacy: * https://marketingreportoptout.visa.com/OPTOUT/request.do * https://www.mastercard.us/en-us/about-maste…

Anne gave a talk a few years back that was enjoyable and informative for the NSAs position 5 years ago http://longnow.org/seminars/02014/aug/06/inside-nsa/

With details found on Reddit https://m.imgur.com/gallery/PuWx39O

I’d suggest you look at what we built at Final. Getfinal.com We took a hard deep look at a massive stagnant industry (credit cards) and use experience and features as differentiato…

From about a month ago: https://www.wsj.com/articles/uber-and-lyft-look-to-hail-cred...

Amazon is 4 in every $10 spent online in the US. They have a scale similar to Costco/WM who only got deals for/to break exclusivity. Amazon pays less than 2%, much less depending o…

It's core to one of the leader's in banking core's new cloud based offerings: https://www.fisglobal.com/Solutions/Banking-and-Wealth/Servi...

There are a tons of reasons to keep our signups closed for now. One non-obvious reason to most people is that it costs us money to lend out money to customers. Theres a ton of othe…

Email me @ aaron@getfinal.com I'd love to hear more, if you don't mind. We encourage people to use the physical card and just treat it as disposable if it ever gets skimmed/breache…

Email me at aaron@getfinal.com and we can get you a code to apply :) We're working on broadening our underwriting criteria, but this is a complicated business overseen by an incred…

Industry standard is about 10 BPS for affinity programs and a bounty for acquiring customers for the bank. No rewards program might make this one higher, maybe 70-110 but none more…

Thanks will look into it. Some old janky JS we have from what is still our original marketing site at its core. This codebase is separate from all actual customer data/sensitive th…

Both email and phone, but for full transparency we actually prefer email since it keeps a full log of conversations with consumers for both parties to have. Our card has a number o…

We seriously appreciate the thoughtful feedback. Email me, aaron@getfinal.com, if you want to learn/discuss more about why we made some of the decisions we made day one. It really …

Yes, many times over, but always looking for holes, and actually that infrastructure is separate from the pieces that are exposed to public web. Traditionally, we do it this way to…

Working on native Android full steam now, but yep started with iPhone for now. Web is full responsive and have a ton of Android users using it and happy w/ experience. But point ta…

Fair point, problem is that theres no short answer here. We partners with a bank to get our own BIN ( https://en.wikipedia.org/wiki/Payment_card_number ), that when loaded onto the…

In all honesty, the juice isn't worth the squeeze. When you put a battery into that form factor battery life is a big issue and keeping in sync with your phone really harms it. Add…

Email aaron@getfinal.com. And not sure why someone reposted our website, but always happy to discuss the intricacies of human behavior and how it relates to payments.