ShowHN: I built a piggybank to dripfeed a new MacBook
1–10 of 30 posts
Re: ShowHN: I built a piggybank to dripfeed a new MacBook
#2Feedback and suggestions would be massively appreciated by the way!
Re: ShowHN: I built a piggybank to dripfeed a new MacBook
#3As a person who is not a great money saver, this seems like a great tool that I will most likely use. Just a note, the text on my PC using chrome is nearly unreadable, the font renders strangely, not sure how to describe it.
Re: ShowHN: I built a piggybank to dripfeed a new MacBook
#4I think its a really good idea. It would be cool if you could have an on/off switch to make pausing more difficult. For instance, I know that for myself, as soon as I wanted to spend that money I was saving, I would just pause the service. But if I could make it harder to do that (I.E. make it so I have to do several prompts to pause it, answer some math problem or something that would take me more than 5 seconds to open an app and hit pause), I would certainly turn that on for myself.
Just bouncing an idea out.
Re: ShowHN: I built a piggybank to dripfeed a new MacBook
#5This sounds pretty cool. I do not see if it costs anything to do. Am I charged processing fees? Pay per month to dripfeed?
EDIT: I found the FAQ link. https://www.dripfeed.co/faq. Looks like it is 3%
Re: ShowHN: I built a piggybank to dripfeed a new MacBook
#6Feedback and suggestions would be massively appreciated by the way!
Europe only, I'm assuming?
Re: ShowHN: I built a piggybank to dripfeed a new MacBook
#7First, sounds like you're solving a major problem that most people have - sweet!
However, this is my constructive negative feedback - I don't think it will work because of this one piece here:
Pause if you know you'll have less money this week, deposit a bulk amount if you'll have more, even let friends and family deposit.
I tried doing this in a rather "manual" fashion by setting up a recurring monthly deposit into ISAs. The reality is - the freedom to turn it off is a huge anti-pattern to saving money. You need to make it very difficult to have the user turn off their dripfeed. Perhaps they have to make a call, or maybe they get penalized? Either way - I see this as your most important "anti-feature".
I would also question the commercial model of this - you're going to take a cut as well as GoCardless. It'll be interesting to see if people are willing to pay for that. However, what would be interesting (potentially) is to have a model (similar to financing) where the actual item is purchased through your platform. This will get complicated, but maybe there is a way to undercut the traditional micro-financing models that exist today?
Re: ShowHN: I built a piggybank to dripfeed a new MacBook
#8As a person who is not a great money saver, this seems like a great tool that I will most likely use. Just a note, the text on my PC using chrome is nearly unreadable, the font renders strangely, not sure how to describe it.
Hmm, I'll take a look into that, it may just be the webfont I'm using rendering strangely. Perhaps it's time I sign up for TypeKit
Re: ShowHN: I built a piggybank to dripfeed a new MacBook
#9Does this pay no interest?
Re: ShowHN: I built a piggybank to dripfeed a new MacBook
#10I think its a really good idea. It would be cool if you could have an on/off switch to make pausing more difficult. For instance, I know that for myself, as soon as I wanted to spend that money I was saving, I would just pause the service. But if I could make it harder to do that (I.E. make it so I have to do several prompts to pause it, answer some math problem or something that would take me more than 5 seconds to…
Good point, I went into building it with total ease of use in mind, maybe I should build a 'protect me from myself' feature into the settings :P