Ask HN: Receiving Payments Outside of USA for SaaS

#1

Post by dalehurley1 » Wed, Aug 07, 2013, 11:34 PM UTC

Hi HN Followers

I love this site and the contributors.

Quick question: When testing a SaaS side project what reoccurring payment systems do you use if you are outside of the USA?

For instance in the US/Canada there is https://stripe.com/

Is there anything similar available to international companies, particularly Australia?

Dale

Re: Ask HN: Receiving Payments Outside of USA for SaaS

#2

Post by t0 » Wed, Aug 07, 2013, 11:41 PM UTC

https://gumroad.com should be what you're looking for.

Re: Ask HN: Receiving Payments Outside of USA for SaaS

#3

Post by taproot » Wed, Aug 07, 2013, 11:55 PM UTC

Word of advice: australians love and trust paypal. (ecom perception)

Re: Ask HN: Receiving Payments Outside of USA for SaaS

#4

Post by dalehurley1 » Thu, Aug 08, 2013, 12:45 AM UTC

taproot wrote: post #3

Word of advice: australians love and trust paypal. (ecom perception)

Really? Could you please expand on why "Australians love and trust PayPal"?

I thought that there was issues with early stage apps using PayPal which is why the likes of Stripe popped up. Especially around reoccurring payments. I may be wrong.

Re: Ask HN: Receiving Payments Outside of USA for SaaS

#5

Post by dalehurley1 » Thu, Aug 08, 2013, 12:54 AM UTC

t0 wrote: post #2

https://gumroad.com should be what you're looking for.

It is interesting - though the details of subscriptions seems to be limited. Changing the subscription looks to be a manual process. Fees are high too, 5% +$.025 per a transaction is very high.

Re: Ask HN: Receiving Payments Outside of USA for SaaS

#6

Post by sendloop » Thu, Aug 08, 2013, 1:16 AM UTC

Take a look at FastSpring.com

Commission is high compared to alternatives but they handle fraud and invoicing. Their "front-end" pages are highly customisable.

Re: Ask HN: Receiving Payments Outside of USA for SaaS

#7

Post by jvvlimme » Thu, Aug 08, 2013, 11:01 AM UTC

https://www.braintreepayments.com/

Haven't used them myself but seen some positive reviews for them.

Re: Ask HN: Receiving Payments Outside of USA for SaaS

#8

Post by pathy » Thu, Aug 08, 2013, 1:58 PM UTC

dalehurley1 wrote: post #4

taproot wrote: post #3

Word of advice: australians love and trust paypal. (ecom perception)

Really? Could you please expand on why "Australians love and trust PayPal"? I thought that there was issues with early stage apps using PayPal which is why the likes of Stripe popped up. Especially around reoccurring payments. I may be wrong.

I believe he means that the (Australian) customers love PayPal, not the merchants.

It might be a disadvantage for the merchant to use PayPal but the customers in Australia on a whole may prefer PayPal to other payment solutions online. The perception that it is safe or what not. If the customers don't perceive your service as a safe option they probably will not buy your product.