$27,000 a Year for Health Insurance. How Can We Afford That?
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Re: $27,000 a Year for Health Insurance. How Can We Afford That?
#2The affordable care act doubled most people's insurance over night (This happened to me and almost everyone I know). Nobody wants to mention this, because it makes their side look bad.
Until we can admit where there are problems, there will never be a solution.
Re: $27,000 a Year for Health Insurance. How Can We Afford That?
#3The affordable care act doubled most people's insurance over night (This happened to me and almost everyone I know). Nobody wants to mention this, because it makes their side look bad. Until we can admit where there are problems, there will never be a solution.
Nearly tripled in my case, but I've literally been either told that that was a conspiracy theory (still flabbergasted as to how?), or been argued against with some vague appeal-to-emotions with regards to "but the poor people without health coverage". I wasn't exactly just out of minimum wage territory living paycheck to paycheck as a junior sysadmin at the time either, but who's counting, right?
Re: $27,000 a Year for Health Insurance. How Can We Afford That?
#4The affordable care act doubled most people's insurance over night (This happened to me and almost everyone I know). Nobody wants to mention this, because it makes their side look bad. Until we can admit where there are problems, there will never be a solution.
As a non-american this is the first I'm hearing of this. I would've thought if the majority of americans' health insurance had double overnight then there would've been massive uproar.
Can you explain what's happened?
Re: $27,000 a Year for Health Insurance. How Can We Afford That?
#5The affordable care act doubled most people's insurance over night (This happened to me and almost everyone I know). Nobody wants to mention this, because it makes their side look bad. Until we can admit where there are problems, there will never be a solution.
Nearly tripled in my case, but I've literally been either told that that was a conspiracy theory (still flabbergasted as to how?), or been argued against with some vague appeal-to-emotions with regards to "but the poor people without health coverage". I wasn't exactly just out of minimum wage territory living paycheck to paycheck as a junior sysadmin at the time either, but who's counting, right?
ok its appeal to emotion but why is it vague?
Re: $27,000 a Year for Health Insurance. How Can We Afford That?
#6The affordable care act doubled most people's insurance over night (This happened to me and almost everyone I know). Nobody wants to mention this, because it makes their side look bad. Until we can admit where there are problems, there will never be a solution.
As a non-american this is the first I'm hearing of this. I would've thought if the majority of americans' health insurance had double overnight then there would've been massive uproar. Can you explain what's happened?
The health insurance companies were given massive government subsidies to insure the previously (theoretically) uninsurable with no real provisions to cap rate hikes for anybody, and no alternative plan (public alternative that was originally part of the bill was killed). Large corporations received a captive market where people HAD to purchase health insurance (or pay a relatively onerous-at-the-time fine).
Insurance companies wrote for, edited, and lobbied around most of the bill as it was passed.
E: A fun downstream effect of it was that employer-provided insurance rates also went through the roof.
Re: $27,000 a Year for Health Insurance. How Can We Afford That?
#7Earlier quoted context omitted.
Nearly tripled in my case, but I've literally been either told that that was a conspiracy theory (still flabbergasted as to how?), or been argued against with some vague appeal-to-emotions with regards to "but the poor people without health coverage". I wasn't exactly just out of minimum wage territory living paycheck to paycheck as a junior sysadmin at the time either, but who's counting, right?
ok its appeal to emotion but why is it vague?
Because at the time I could name about 20 people who lived at or below minimum wage with or without healthcare insurance and the ones that would conduct this appeal could not.
Re: $27,000 a Year for Health Insurance. How Can We Afford That?
#8The affordable care act doubled most people's insurance over night (This happened to me and almost everyone I know). Nobody wants to mention this, because it makes their side look bad. Until we can admit where there are problems, there will never be a solution.
The two times I did not have employer sponsored health care AND $0 income, the ACA plans were more expensive than getting a plan directly from the insurance company. It never costed me $27,000 though.
Most recently, in 2024, I had medical and dental coverage for my family of 6 for around $1,200/mo - roughly half what's quoted but again, family of 6. Wasn't the greatest insurance but it would have kept us from financial ruin in case of a catastrophic event which is all I expect from insurance anyways.
Re: $27,000 a Year for Health Insurance. How Can We Afford That?
#9The affordable care act doubled most people's insurance over night (This happened to me and almost everyone I know). Nobody wants to mention this, because it makes their side look bad. Until we can admit where there are problems, there will never be a solution.
I gained insurance overnight because of the ACA after not being able to afford it.
Re: $27,000 a Year for Health Insurance. How Can We Afford That?
#10The affordable care act doubled most people's insurance over night (This happened to me and almost everyone I know). Nobody wants to mention this, because it makes their side look bad. Until we can admit where there are problems, there will never be a solution.
As a non-american this is the first I'm hearing of this. I would've thought if the majority of americans' health insurance had double overnight then there would've been massive uproar. Can you explain what's happened?
He's exaggerating. It wasn't literally overnight but over several years.