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No Desire To Spend

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Re: No Desire To Spend

#3
post #2

I'm always surprised that more people don't bike to work, if they can do it in a reasonable amount of time and safety.

Laziness. I'm able to commute by bike, on a well-maintained bike path, no less. However, more often than not, I don't do it. Why? Because since I also have a car, I'm more likely to drive when running late (which is basically ALL the time).

Re: No Desire To Spend

#4
post #2

I'm always surprised that more people don't bike to work, if they can do it in a reasonable amount of time and safety.

I am guessing that most people aren't able to work. Just taking a survey from the people around me, no one lives close enough to work to bike. I also live in Orange County and the Los Angeles area so everything is very spread out.

Re: No Desire To Spend

#5
If your income exceeds your expenses you're in good shape. For too many people that involves an endless game of chasing more income when the 'expense' side of the equation can usually be brought under control with less effort and right now, not "sometime in the future after my next promotion/job change".

Re: No Desire To Spend

#6
post #3
post #2

I'm always surprised that more people don't bike to work, if they can do it in a reasonable amount of time and safety.

Laziness. I'm able to commute by bike, on a well-maintained bike path, no less. However, more often than not, I don't do it. Why? Because since I also have a car, I'm more likely to drive when running late (which is basically ALL the time).

This is literally the main reason my wife and I do not own a car. If we need one for a long trip or a holiday, we rent or borrow one.

We have discussed renting a garage a couple of miles from our house if we ever do buy a car though.

Re: No Desire To Spend

#7
post #2

I'm always surprised that more people don't bike to work, if they can do it in a reasonable amount of time and safety.

in many american cities, if you want to have enough living space to raise 2 or more children, your options are to spend several million dollars on housing that is close enough to your downtown office that you can bike to work, or, move to the suburbs.

Re: No Desire To Spend

#9
"It goes like this. The people who generally have their financial shit together don't usually realize when it's pay day. Those who live pay-cheque to pay-cheque always know, and will remind you as well! I once received an email from a colleague who signed off with Happy Payday!. It's a very telling test."

I've got my finances setup pretty well and I still know when payday is and enjoy it very much. No, I don't need the money to get through the next two weeks but it's still fun to receive money. I'd almost argue that if you don't know when payday is, and when money is coming in and out of your account, you don't have your financial shit together.

Besides that, this article doesn't really provide any tips or advice that a generic "save more money" article on MSN would offer. Some examples from the authors personal financial "hacks" would have been helpful.

Re: No Desire To Spend

#10
post #2

I'm always surprised that more people don't bike to work, if they can do it in a reasonable amount of time and safety.

There's a lot of people who are physically incapable of biking to work -- not because of distance, but because of some combination of {age, injuries, lack of fitness, difficult terrain, luggage}.

It's easy for a fit 20 year old who lives on a flood plain to say that more people should cycle to work. It's not so easy for an overweight 40 year old who needs to drop her kids off at daycare, works at the top of a steep hill, and needs to buy groceries on the way home.

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