May 2025 – Housing / Credit Market Analysis, August 2024 Follow Up • Hacker News Board

A very effective TL;DR of my post :) -- with the addition of companies laying off due to lower spending, which leads to more delinquencies, than more layoffs, etc

Re: May 2025 – Housing / Credit Market Analysis, August 2024 Follow Up

#5

Post by toomuchtodo » Wed, May 21, 2025, 4:31 PM UTC

wowohwow wrote: post #4

toomuchtodo wrote: post #3

Credit deterioration is coming fast, and consumer spending soon after.

A very effective TL;DR of my post :) -- with the addition of companies laying off due to lower spending, which leads to more delinquencies, than more layoffs, etc

Sorry if I stole your thunder, I have access to broad consumer lending and health macro data in my day job, was really just confirming your post.

Re: May 2025 – Housing / Credit Market Analysis, August 2024 Follow Up

#6

Post by wowohwow » Wed, May 21, 2025, 4:32 PM UTC

toomuchtodo wrote: post #5

wowohwow wrote: post #4

Earlier quoted context omitted.

A very effective TL;DR of my post :) -- with the addition of companies laying off due to lower spending, which leads to more delinquencies, than more layoffs, etc

Sorry if I stole your thunder, I have access to broad consumer lending and health macro data in my day job, was really just confirming your post.

Not stealing thunder! I'm glad you work in the field and agree with my conclusions!