We Found Insurance Fraud in Our Crash Data
1–10 of 77 posts
Re: We Found Insurance Fraud in Our Crash Data
#2> Some years ago, a police officer casually told me, “You should get a dashcam, insurance fraud is common around here.” His offhand comment stuck with me, but life moved on.
This is very, very good advice. Dashcams are cheap, and easy to install. Treat yourself - spending $80 on a camera could save you thousands in lawsuits, insurance hikes, costs of a new car, etc.
To me it seems nearly as important as having a smoke detector in your house.
Re: We Found Insurance Fraud in Our Crash Data
#3> Some years ago, a police officer casually told me, “You should get a dashcam, insurance fraud is common around here.” His offhand comment stuck with me, but life moved on. This is very, very good advice. Dashcams are cheap, and easy to install. Treat yourself - spending $80 on a camera could save you thousands in lawsuits, insurance hikes, costs of a new car, etc. To me it seems nearly as important as having a smok…
Driving defensively and slowly is much more skin to having a smoke detector as it actually aims at preventing harm rather than just figuring out who’s at fault.
Re: We Found Insurance Fraud in Our Crash Data
#4> Some years ago, a police officer casually told me, “You should get a dashcam, insurance fraud is common around here.” His offhand comment stuck with me, but life moved on. This is very, very good advice. Dashcams are cheap, and easy to install. Treat yourself - spending $80 on a camera could save you thousands in lawsuits, insurance hikes, costs of a new car, etc. To me it seems nearly as important as having a smok…
Driving defensively and slowly is much more skin to having a smoke detector as it actually aims at preventing harm rather than just figuring out who’s at fault.
Getting falsely accused of hitting someone, being sued, and seeing a huge insurance rate hike doesn't count as harm?
Re: We Found Insurance Fraud in Our Crash Data
#5> Some years ago, a police officer casually told me, “You should get a dashcam, insurance fraud is common around here.” His offhand comment stuck with me, but life moved on. This is very, very good advice. Dashcams are cheap, and easy to install. Treat yourself - spending $80 on a camera could save you thousands in lawsuits, insurance hikes, costs of a new car, etc. To me it seems nearly as important as having a smok…
I had an incident where an older couple were stopped at a green light, angled down hill, in a snowstorm, with parking brake instead of foot pedal, in a borrowed vehicle.
When they asked me for insurance I just dragged it out and made friendly conversation(eventually giving the insurance slip). They got increasingly irate and panicked. Maybe because it was only a glancing blow and wouldn’t exceed even a slim deductible.
Anyway, I should probably get a dash cam…
Re: We Found Insurance Fraud in Our Crash Data
#6> Some years ago, a police officer casually told me, “You should get a dashcam, insurance fraud is common around here.” His offhand comment stuck with me, but life moved on. This is very, very good advice. Dashcams are cheap, and easy to install. Treat yourself - spending $80 on a camera could save you thousands in lawsuits, insurance hikes, costs of a new car, etc. To me it seems nearly as important as having a smok…
Driving defensively and slowly is much more skin to having a smoke detector as it actually aims at preventing harm rather than just figuring out who’s at fault.
I suppose the broken metaphor would be "I don't deep fry turkeys in my living room and I have smoke detectors."
But what you're saying ignores the fact that you're not the only turkey on the road.
Re: We Found Insurance Fraud in Our Crash Data
#7Lol, wow! The article says
>After filtering out invalid VINs, we narrowed the dataset to roughly ~15 million crashes. (We also removed all drug and alcohol related crashes, since it’s unlikely someone committing insurance fraud would be under the influence.)
Which I immediately found extremely implausible. Seems like the author is very much NOT familiar with the type of people who commit insurance fraud.
In the next paragraph the article links to the FBI website on the fraud ring in Connecticut.
https://www.fbi.gov/news/stories/staged-accident-ring
Which says
>After an autumn evening of drinking and using drugs in 2013, a group of friends got into an Audi A6 and drove to the remote Wilderness Road in Norwich, Connecticut. The car slid off the road, hitting a tree.
>Everyone in the car survived, but this seemingly typical crash was no accident.
>Despite their impairment, the driver and passengers had purposely planned the crash to collect the insurance money.
So yeah, don't exclude drug/alcohol related crashes. Also the author should read the first fucking sentence of the stuff they link. It's only six words in!
Re: We Found Insurance Fraud in Our Crash Data
#8> Some years ago, a police officer casually told me, “You should get a dashcam, insurance fraud is common around here.” His offhand comment stuck with me, but life moved on. This is very, very good advice. Dashcams are cheap, and easy to install. Treat yourself - spending $80 on a camera could save you thousands in lawsuits, insurance hikes, costs of a new car, etc. To me it seems nearly as important as having a smok…
I had an incident where an older couple were stopped at a green light, angled down hill, in a snowstorm, with parking brake instead of foot pedal, in a borrowed vehicle. When they asked me for insurance I just dragged it out and made friendly conversation(eventually giving the insurance slip). They got increasingly irate and panicked. Maybe because it was only a glancing blow and wouldn’t exceed even a slim deductibl…
This story doesn't make sense: it's not clear who hit who, whether you were scamming them by not giving insurance, or how a dash cam would help when no real damage was done.
Re: We Found Insurance Fraud in Our Crash Data
#9> Some years ago, a police officer casually told me, “You should get a dashcam, insurance fraud is common around here.” His offhand comment stuck with me, but life moved on. This is very, very good advice. Dashcams are cheap, and easy to install. Treat yourself - spending $80 on a camera could save you thousands in lawsuits, insurance hikes, costs of a new car, etc. To me it seems nearly as important as having a smok…
I had an incident where an older couple were stopped at a green light, angled down hill, in a snowstorm, with parking brake instead of foot pedal, in a borrowed vehicle. When they asked me for insurance I just dragged it out and made friendly conversation(eventually giving the insurance slip). They got increasingly irate and panicked. Maybe because it was only a glancing blow and wouldn’t exceed even a slim deductibl…
I would find it weird too if someone would stall.
And you always need to be able to stop your car independently of the other do. You know minimum braking distance?
Re: We Found Insurance Fraud in Our Crash Data
#10It’s very unfortunate that the worst people in society ruin insurance for everyone else - so that when you need to use it you are investigated as a criminal. Too many systems are being broken by a tiny minority of people with no skin in the game and no social consciousness.