Allstate used GasBuddy and other apps to track driving behavior: lawsuit
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Re: Allstate used GasBuddy and other apps to track driving behavior: lawsuit
#2Re: Allstate used GasBuddy and other apps to track driving behavior: lawsuit
#3Folks your emergency button we all have in our cars (onstar) that supposedly calls 911 in case of an accident (they don’t unless you pay the subscription) they just sell all the gps to data brokers.
Re: Allstate used GasBuddy and other apps to track driving behavior: lawsuit
#4It makes sense to share your data with an insurance provider if you are a well-behaved driver. It is well-behaved drivers that subside the insurance cost of reckless drivers.
Re: Allstate used GasBuddy and other apps to track driving behavior: lawsuit
#5This is Allstate, the house, trying to maintain their edge over their customers, the players. If they get additional info that tells them you are an unsafe driver, then their odds of you not getting into an accident diminish and their goes their premiums, the bets.
Yah yah insurance reduces risks instead of adding it like gambling, but the analogies are still there.
Re: Allstate used GasBuddy and other apps to track driving behavior: lawsuit
#6It makes sense to share your data with an insurance provider if you are a well-behaved driver. It is well-behaved drivers that subside the insurance cost of reckless drivers.
I think it makes sense to ... just not want to share generally.
Re: Allstate used GasBuddy and other apps to track driving behavior: lawsuit
#7It makes sense to share your data with an insurance provider if you are a well-behaved driver. It is well-behaved drivers that subside the insurance cost of reckless drivers.
> It is well-behaved drivers that subside the insurance cost of reckless drivers.
People say this but it's not true. Bad drivers have higher premiums, and no one is subsidizing them.
It does make sense for good drivers to share, but only if they have opted in.
Re: Allstate used GasBuddy and other apps to track driving behavior: lawsuit
#8It makes sense to share your data with an insurance provider if you are a well-behaved driver. It is well-behaved drivers that subside the insurance cost of reckless drivers.
Ahh yes, the "if you have nothing to hide" excuse for violating people's privacy.
Re: Allstate used GasBuddy and other apps to track driving behavior: lawsuit
#9This is Allstate, the house, trying to maintain their edge over their customers, the players. If they get additional info that tells them you are an unsafe driver, then their odds of you not getting into an accident diminish and their goes their premiums, the bets. Yah yah insurance reduces risks instead of adding it like gambling, but the analogies are still there.
I like it when unsafe drivers pay the costs of the way they endanger all of us.
Re: Allstate used GasBuddy and other apps to track driving behavior: lawsuit
#10It makes sense to share your data with an insurance provider if you are a well-behaved driver. It is well-behaved drivers that subside the insurance cost of reckless drivers.
> It is well-behaved drivers that subside the insurance cost of reckless drivers. People say this but it's not true. Bad drivers have higher premiums, and no one is subsidizing them. It does make sense for good drivers to share, but only if they have opted in.
They do pay higher premiums but that might not be enough to pay for a claim. The economics are often such that you price low risk drivers to subsidize higher risk drivers if realistically pricing the high risk drivers is not economical, i.e. would lead to losing business. It's a balance.