Ask HN: How to quickly make 5k USD

#1

Post by midnightblue » Tue, Oct 15, 2024, 6:00 PM UTC

i am in need of a lump sum of money to cover certain obligations i have not attended to recently, like rent and so on.

i am between jobs and have been 100% focusing on music. i ran out of money and have been eating rice and buckwheat for months but still happy because i get to live my passion everyday.

after the financial situation got really dire, i updated my LinkedIN and entered into the job search phase. it's going great, i am doing multiple interviews per day every day and i am confident i will get a job within 3 weeks (im waiting for my top 1 pick who scheduled an interview a bit further ahead).

however, even after i start at a job, it will take some time to receive salary. so, i want to make 5k quickly so i can address this outstanding debt and have this worry off my mind.

i am 18 years into my career in IT. i am an experienced Golang, Python programmer within the Kubernetes context - writing operators etc. (professionally). i have a super strong guru-level Linux background. i know networks and DNS intimately. been doing Cloud Native for 5 years, know it inside out. recently i've been doing really cool projects with AI, turns out there is quite a convergence with music. (i actually have a product in the works that is potentially Fuck You Money generating.)

all this is to say i have the skill and the knowledge. i am brainstorming the Opportunity side of things. will you help me?

P.S. some of you suggested sex work. please don't. i am female, it has crossed my mind and i even created a profile which succeeded wildly. am talking to some ppl but would rather achieve my goal in a different way.

P.P.S. i am located in Prague, Czechia.

Re: Ask HN: How to quickly make 5k USD

#2

Post by popcalc » Tue, Oct 15, 2024, 6:04 PM UTC

Don't mind going to prison or being relegated to living the rest of your life in Russia? Then start a darknet market. If you just need 5K then a much lower risk option is committing bank fraud. Buy US bank accounts for $200-300 on russian marketplaces and then buy some venmo/paypal accounts. Buy stolen credit cards for $15 a piece and connect them to the fintech accounts before laundering the funds to the bank account. Then buy crypto, cash out, repeat. You'd have 5K in a week.

You could also open a Stripe account and offer to process payments for a very high-risk merchant, say https://annas-archive.org. That also works. You will very likely end up in an indictment though. Make sure to force 3DS and liability shift on cards to keep the account open for as long as possible. Since these types of merchants don't have any other options, you can charge huge interchange fees (50% even). Considering 20K USD/mo volume you'll make your cut one week in.

You could also perform espionage for a foreign government. Check in at your local Russian/Chinese embassy to see if there's a position for you.

Fast money doesn't exist. People who believe it does are a conman's best marks. This comment is for entertainment purposes only.

Edit:

>P.P.S. i am located in Prague, Czechia.

Just do credit card fraud? It's eastern europe, nothing will happen to you.

Re: Ask HN: How to quickly make 5k USD

#3

Post by shams93 » Tue, Oct 15, 2024, 6:06 PM UTC

I wish I know I haven't been able to make $1 since 2021 now I am homeless and penniless with 500k in education.

Re: Ask HN: How to quickly make 5k USD

#4

Post by chiefalchemist » Tue, Oct 15, 2024, 6:11 PM UTC

If you're condident you'll have steady revenue soon then get a credit card or two and get cash advances.

You'd don't need to make $5k.

Re: Ask HN: How to quickly make 5k USD

#5

Post by midnightblue » Tue, Oct 15, 2024, 6:17 PM UTC

chiefalchemist wrote: post #4

If you're condident you'll have steady revenue soon then get a credit card or two and get cash advances. You'd don't need to make $5k.

i cant get a CC. i have 27k USD in debt and am unemployed, so no bank will extend a loan. and i wouldnt want to get one. being in debt really sucks and i want out of that situation ASAP

Re: Ask HN: How to quickly make 5k USD

#6

Post by terwey » Tue, Oct 15, 2024, 9:03 PM UTC

Based on your experience, have you considered doing consultancy for companies migrating onto K8 etc? A consultant can easily invoice 1k a day for a week before the company decides it was sufficient.

Re: Ask HN: How to quickly make 5k USD

#7

Post by JojoFatsani » Wed, Oct 16, 2024, 2:27 AM UTC

You say you are a musician. Musical instruments can be quite valuable, can you sell them? 27k is enough debt that you need to face reality: anything in your life that isn’t generating revenue must be liquidated.