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I am in my early 40s and I have some savings. I would be really interested in the experience of people who have transitioned out of tech jobs (programming, management, whatever), what they have transitioned to, and how they've done it.
If you start a business pick a place where economic prospects look good and the government won't ruin you or kill your market. Eg. I wouldn't start anything in any high tax country in Europe or California
I taught in Asia for a number of years, easy to find work there if you're a native English speaker.
Another option would be to take up a trade, painting house interiors is something that you can learn fairly quickly, don't need a lot of tools for, and can charge well for.
That being said, each sector has its downsides, trades are quite prone to the boom/bust economic cycle and there are no shortage of, shall we say, mediocre schools around
Real estate is an option. Buy a house, fix it up, rent it (most likely short term to avoid tenants squatting your house and being protected by the police), sell it. Repeat. If you start a business pick a place where economic prospects look good and the government won't ruin you or kill your market. Eg. I wouldn't start anything in any high tax country in Europe or California
I did a one year graduate diploma in secondary teaching, can now teach math, physics and IT. I taught in Asia for a number of years, easy to find work there if you're a native English speaker. Another option would be to take up a trade, painting house interiors is something that you can learn fairly quickly, don't need a lot of tools for, and can charge well for. That being said, each sector has its downsides, trades…
A charity, academia (not researching yourself, but supporting research), local or national government, etc.