I've been thinking about how to combat this, and I've come up with 2 solutions:
1. Let users bring their own API keys (meaning I use Stripe Connect and use the "direct charge" model), so I don't get held liable to refunds, chargebacks, etc. My own Stripe is literally for subscription fees, that's it.
2. I haven't looked into it, but maybe there's an API out there, or even some AI bot, that I can use to screen uploaded material to see if they're illegal or copyrighted?
Is there any other solution that I'm missing?