Confessions of an Overnight Millionaire

One thing that immediately stood out to me was the following quote at the beginning of the article:

> You don’t think much about $200,000; it’s not life-changing

I'm happy for the author that $200,000 isn't and wasn't a life-changing amount of money for her, but to so many people it would be incredibly life-changing. I could very comfortably live off that amount of money for 10 years. As an alternative view, that's more than four years of my net income. Obviously my cost of living is also dramatically lower than it is in SF.

For someone working minimum wage where I live it would be more like 11 or 12 years, that's an incredible amount of money and I think it's important not to forget about that entirely.

EDIT: I've said this in a grand-child comment, but I just want to clarify this here since it has come up more than once. I don't mean to say that $200,000 is or should be a life-changing amount of money to her. I just think it's easy to forget the scales sometimes. I've had the same "whatever" reaction to smaller amounts of money that would have been life-changing to someone else. My point is: those of use who are fortunate (and I include myself in this group), let's not forget it.

Is that person even real? The ending made me doubt it, as it was just a list of things leftists want rich people to do with their money. Like donate it all somehow, and under no circumstances give anything to their kids. Wtf?

I worry so much about the world my kids are going to grow up them, that I am trying to give them as much of a financial head start as possible. I don't want them to have to suffer through discrimination because of their skin colour or gender, or having to bow to the office politics of the day.

As for donating money, why not wait until you die, and donate what is left (and your family can spare). Why the rush? Even the 6 million dollars that hypothetical woman has may amount to not much, with the crazy amount of money printing and inflating costs for housing.

For your life circumstances, is there an amount of money that is large enough to celebrate, but not so large as to be life changing? If so, then you can relate to the author's point, but for a different value of N. The author is speaking from their experience. I think if they were to caveat every point like this, it would be a much longer read and one would get tired of reading the disclaimers.

In the past few years, I've received bonuses that were massive and I could only have dreamed of some years ago. Since then I've come to realize that sums like that were not life changing. When I dreamed of them some time ago, I imagined they would have been. I would have bought the car I really wanted or bought a bigger apartment or something. But in the end, I would have still had a car and somewhere to live, working to sustain that quality of life. Is it life changing?

Got the similar feeling. At least the author is not far yet with her thinking process. If it's 6 million after taxes, there are so many possibilities. No mention of considering stop working and doing what she truly likes to do.

The most important is time. Working 3 or 4 days instead of 5 IS life changing.

And if you wouldnt know what to do with that time.. well thats sad.