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Ask HN: How do you invest your money?
1–10 of 28 posts
Re: Ask HN: How do you invest your money?
#2Lazily and automatically when possible. Also with tiered levels of liquidity. Higher liquidity equals lower interest.
Re: Ask HN: How do you invest your money?
#3- 25% Wealthfront (~medium aggressive fund)
- 30% Industrial/Commercial Real Estate
- 5% Crypto
- 40% Cash
I'd like to reduce the cash. Will probably buy gold with about half the cash to align with a more all weather portfolio [0].
0. https://ofdollarsanddata.com/ray-dalio-all-weather-portfolio...
Re: Ask HN: How do you invest your money?
#4Just index funds for now. ~70% in some Vanguard world index fund and ~30% in bonds. But I'm planning on doing some research on some microcaps as well. For individual investors with sub-$1M portfolios microcaps are one of the few places where we can seek alpha.
Re: Ask HN: How do you invest your money?
#5Just index funds for now. ~70% in some Vanguard world index fund and ~30% in bonds. But I'm planning on doing some research on some microcaps as well. For individual investors with sub-$1M portfolios microcaps are one of the few places where we can seek alpha.
Out of curiosity, how soon do you plan on retiring and and how much longer do you plan on living? Everyone has different allocations, but I rarely see people talk about having 30% in bonds.
Have you been increasing bond allocation over time or just sticking to a 70/30 lazy portfolio?
Re: Ask HN: How do you invest your money?
#6TSLA/AAPL and options.
Seriously get in TSLA. It's going to double by March, probably earlier.
I could buy ETFs and do the boglehead/lazy portfolio but the returns are minimal compared to picking market leaders. Also you need to be making serious money for those to be valuable or live a frugal life and then spend when you are dead.
Re: Ask HN: How do you invest your money?
#7- 25% Wealthfront (~medium aggressive fund) - 30% Industrial/Commercial Real Estate - 5% Crypto - 40% Cash I'd like to reduce the cash. Will probably buy gold with about half the cash to align with a more all weather portfolio [0]. 0. https://ofdollarsanddata.com/ray-dalio-all-weather-portfolio...
Gold is kind of high. I like platinum. It should rise with inflation and also rise as the economy picks up.
Re: Ask HN: How do you invest your money?
#8My portfolio is split 50-50: I have $2M in common Vanguard index funds (VTI/VXUS/BND), and $2M in private illiquid equity from a startup I worked for in the past, via options I exercised.
Every now and then someone contacts me interested in buying some shares of that company, which I promptly sell and immediately buy index funds with the proceeds. I liquidated about $1M of those shares already, I wish I could sell the rest, it is so “painful” having so much of your net worth locked up into an incredibly illiquid, risky and unpredictable asset.
I don’t invest in nor own anything else (except a few months of living expenses in a savings account): I’m a happy renter and don’t own a car.
Re: Ask HN: How do you invest your money?
#9TSLA/AAPL and options. Seriously get in TSLA. It's going to double by March, probably earlier. I could buy ETFs and do the boglehead/lazy portfolio but the returns are minimal compared to picking market leaders. Also you need to be making serious money for those to be valuable or live a frugal life and then spend when you are dead.
Let’s agree a stake. If TSLA has doubled by the 1st of a March this year I will give you 2x, if it doesn’t, you have to me 10x. Deal?
Re: Ask HN: How do you invest your money?
#10TSLA/AAPL and options. Seriously get in TSLA. It's going to double by March, probably earlier. I could buy ETFs and do the boglehead/lazy portfolio but the returns are minimal compared to picking market leaders. Also you need to be making serious money for those to be valuable or live a frugal life and then spend when you are dead.
Let’s agree a stake. If TSLA has doubled by the 1st of a March this year I will give you 2x, if it doesn’t, you have to me 10x. Deal?
And why would I give you 10x if the market is giving me 100x? You should be giving me odds actually because I'm actually taking a bigger bet. Anyways when it cracks $440 on Monday and I get my new options, I will do 100% on those meaning it should be about $500 a share by Friday.
Also if what I said was so preposterous you should have said, I will give you 10x your return if that happens and give me a 2x if it doesn't.