Show HN: Tired of reading NerdWallet to see the best credit card? I automated it
1–10 of 41 posts
Re: Show HN: Tired of reading NerdWallet to see the best credit card? I automated it
#2If the "Get Started" button - the first thing you see on the website without scrolling - does nothing but yield a white page that asks for an email address, you're alienating a lot of interested users.
Re: Show HN: Tired of reading NerdWallet to see the best credit card? I automated it
#3Bank Level Security != "256-bit SSL encryption and read-only access."
Re: Show HN: Tired of reading NerdWallet to see the best credit card? I automated it
#4Bank Level Security != "256-bit SSL encryption and read-only access."
At least it doesnt say "Military Grade Encryption" like every other site on the planet.
Re: Show HN: Tired of reading NerdWallet to see the best credit card? I automated it
#5As an avid miles & points enthusiast, this does sound like an interesting tool to make CC rewards easier to digest.
Couple questions/concerns:
1. BIG red flag: You sidestep the monetization question in your FAQ. Monetization in this space is generally some combination of: spending data repackaging/selling, card affiliate links, subscriptions (least likely?). You should be up front as each one of these methods has privacy and or agency concerns.
2. You should help the user understand what they are getting into when signing up for credit cards. CC rewards to save money is a great thing but not when the user doesn't understand the consequences of doing so and the overhead of management (e.g. lowering scores while you're prepping for a refi would cost you $$$$).
3. The site generally needs more information. If I'm going to trust a site with read access to everything I buy every day, I need to trust you.
4. Doesn't look your tool takes into account issuer limits on card signups or current portfolio? Could cause issues where you are recommending cards but the user is unable to sign up due some issuer constraint
5. Is googling NerdWallet really the pain point you're addressing?
Re: Show HN: Tired of reading NerdWallet to see the best credit card? I automated it
#6If the "Get Started" button - the first thing you see on the website without scrolling - does nothing but yield a white page that asks for an email address, you're alienating a lot of interested users.
I left at exactly that point. If you can't show me something other than Marketing info before I enter my email address then its a no-go for me.
You need to give something in order to get something from me. For all I know there is nothing behind the email wall. I'm frankly tired of email marketing and I don't want my email collected and sold off.
Looks like this site tries to give you informed choices. Choices that can only be informed with personal data. I'm not giving up my personal info in exchange for sorting credit card offers. I can find and sort the offers on my own without becoming a source of revenue.
Re: Show HN: Tired of reading NerdWallet to see the best credit card? I automated it
#7If the "Get Started" button - the first thing you see on the website without scrolling - does nothing but yield a white page that asks for an email address, you're alienating a lot of interested users.
I left at exactly that point. If you can't show me something other than Marketing info before I enter my email address then its a no-go for me. You need to give something in order to get something from me. For all I know there is nothing behind the email wall. I'm frankly tired of email marketing and I don't want my email collected and sold off. Looks like this site tries to give you informed choices. Choices that ca…
I backed up at the email request and scrolled down to the FAQ. This was the part that made me leave:
> Trove is just a passion project right now.
Right now. But maybe tomorrow they’ll change their mind?
Re: Show HN: Tired of reading NerdWallet to see the best credit card? I automated it
#8Re: Show HN: Tired of reading NerdWallet to see the best credit card? I automated it
#9If the "Get Started" button - the first thing you see on the website without scrolling - does nothing but yield a white page that asks for an email address, you're alienating a lot of interested users.
Yup.
I clicked the link before clicking the HN comments. I clicked Get Started, saw the e-mail prompt, and immediately went "meh" and closed the tab and came to the HN comments to see if anyone had signed up to see if it was worth my time.
Re: Show HN: Tired of reading NerdWallet to see the best credit card? I automated it
#10Amex is always best, done.