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Redneck Bank

redneck.bank

1–10 of 47 posts

Re: Redneck Bank

#2
I like the animated fly.

Then again, if a bank with a website like this did something silly like, uhh, transfer all my money to Nigeria, could I really complain about it with a straight face?

Re: Redneck Bank

#3

I like the animated fly. Then again, if a bank with a website like this did something silly like, uhh, transfer all my money to Nigeria, could I really complain about it with a straight face?

If they're not a real bank they're gonna get reamed for the FDIC logo.

Jeff Foxworthy said the essence of "redneck" is a "glorious lack of sophistication." Dunno if thats still the case, but its a marketing vein that might have a drop in it again since he tapped it out back when.

Re: Redneck Bank

#4

I like the animated fly. Then again, if a bank with a website like this did something silly like, uhh, transfer all my money to Nigeria, could I really complain about it with a straight face?

If they're not a real bank they're gonna get reamed for the FDIC logo. Jeff Foxworthy said the essence of "redneck" is a "glorious lack of sophistication." Dunno if thats still the case, but its a marketing vein that might have a drop in it again since he tapped it out back when.

This sort of marketing appeals to lots of people, including myself and many of the people with whom I interact on a daily basis. Of course it could only work online, but we've seen enough problems with online banking that online-only kind of scares me... still, I'm paying more attention to this than I've paid to banking in quite some time.

Re: Redneck Bank

#5
Nice interest rate. Their parent bank https://allamerica.bank/ has branches in Oklahoma and does agricultural financing as well as normal bank stuff. it's a clever way to diversify and get a wider online presence beyond Oklahoma. The fly is a great touch.

Re: Redneck Bank

#6
They say they're an FDIC member.

The FDIC says [1] Redneck bank is another name for All America Bank, which has been insured since December 22, 1969.

There are at least two populations that would like this, IMO: a hipster crowd who are not in any way like rednecks, and the country crowd who look like rednecks to outsiders and call themselves rednecks, but who insist, if you ask them about it, that they're being tongue-in-cheek about it. In my experience, the latter group is having more fun.

[1] https://research2.fdic.gov/bankfind/detail.html?bank=20093&n...

Re: Redneck Bank

#7

They say they're an FDIC member. The FDIC says [1] Redneck bank is another name for All America Bank, which has been insured since December 22, 1969. There are at least two populations that would like this, IMO: a hipster crowd who are not in any way like rednecks, and the country crowd who look like rednecks to outsiders and call themselves rednecks, but who insist, if you ask them about it, that they're being tongu…

I don't know if I'd ever actually sign up for Redneck Bank, but I definitely would never have heard of All America Bank without it. Maybe that's their play here.

Re: Redneck Bank

#8

Earlier quoted context omitted.

If they're not a real bank they're gonna get reamed for the FDIC logo. Jeff Foxworthy said the essence of "redneck" is a "glorious lack of sophistication." Dunno if thats still the case, but its a marketing vein that might have a drop in it again since he tapped it out back when.

This sort of marketing appeals to lots of people, including myself and many of the people with whom I interact on a daily basis. Of course it could only work online, but we've seen enough problems with online banking that online-only kind of scares me... still, I'm paying more attention to this than I've paid to banking in quite some time.

My tagline for my website is "Rantings of a Redneck Techno-barbarian". I've been hoping there was juice here again; glad to have a confirmation.

Re: Redneck Bank

#9
post #5

Nice interest rate. Their parent bank https://allamerica.bank/ has branches in Oklahoma and does agricultural financing as well as normal bank stuff. it's a clever way to diversify and get a wider online presence beyond Oklahoma. The fly is a great touch.

According to the fine print, you need to keep a balance of $10,000 to get that 2.25% rate. There have been points in my life when I've had that much money in the bank, but this is not one of them.
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