Mercury – Banking built for startups • Hacker News Board

a) deliver an amazing online banking experience for startups b) help entrepreneurs understand their revenues/costs better and succeed c) deliver great financial services.

We have a long way to go but are excited to unveil what we have achieved so far.

Mercury will provide your startup a FDIC-insured checking account, debit card, savings account (earning 1-2%). All online, with an application that is finished on average in under 10 minutes and approved usually within a few hours.

We focused pretty heavily on the UI. Hopefully you’ll appreciate little details, like our extremely flexible transaction date picker.

We have a lot more to come on the product side, including better analytics to help you understand your revenue/costs and APIs to build on top of Mercury, as well as new financial services to help startups succeed.

We’d love to hear any and all feedback you have. We’ll be looking at comments here all day, or you can email us directly at immad AT mercury.co, max AT mercury.co or jason AT mercury.co.

Re: Mercury – Banking built for startups

#6

Post by oceliker » Thu, Apr 18, 2019, 9:08 PM UTC

sctb wrote: post #3

middle1 wrote: post #2

Are you guys work with Stripe, PayPal directly?

Aside: we've removed “Show HN” from the title because it's for stuff you've built.

FYI I still see it in the title

Re: Mercury – Banking built for startups

#7

Post by WrtCdEvrydy » Thu, Apr 18, 2019, 9:10 PM UTC

immad wrote: post #5

I am co-founder, CEO of Mercury. Excited to see this on HN. Happy to answer any questions. We set out wanting to: a) deliver an amazing online banking experience for startups b) help entrepreneurs understand their revenues/costs better and succeed c) deliver great financial services. We have a long way to go but are excited to unveil what we have achieved so far. Mercury will provide your startup a FDIC-insured check…

Wow, do you have the API docs? I'd like something for scriptable money transfers.

Re: Mercury – Banking built for startups

#8

Post by jedberg » Thu, Apr 18, 2019, 9:10 PM UTC

immad wrote: post #5

I am co-founder, CEO of Mercury. Excited to see this on HN. Happy to answer any questions. We set out wanting to: a) deliver an amazing online banking experience for startups b) help entrepreneurs understand their revenues/costs better and succeed c) deliver great financial services. We have a long way to go but are excited to unveil what we have achieved so far. Mercury will provide your startup a FDIC-insured check…

My usual question to companies that offer banking without fees: If you aren't making money from the fees, how are you making money?

Re: Mercury – Banking built for startups

#9

Post by jedberg » Thu, Apr 18, 2019, 9:12 PM UTC

immad wrote: post #5

I am co-founder, CEO of Mercury. Excited to see this on HN. Happy to answer any questions. We set out wanting to: a) deliver an amazing online banking experience for startups b) help entrepreneurs understand their revenues/costs better and succeed c) deliver great financial services. We have a long way to go but are excited to unveil what we have achieved so far. Mercury will provide your startup a FDIC-insured check…

Is there anything on your product roadmap about importing my transactions from my old bank to kickstart the analytics?

Re: Mercury – Banking built for startups

#10

Post by sahaskatta » Thu, Apr 18, 2019, 9:13 PM UTC

immad wrote: post #5

I am co-founder, CEO of Mercury. Excited to see this on HN. Happy to answer any questions. We set out wanting to: a) deliver an amazing online banking experience for startups b) help entrepreneurs understand their revenues/costs better and succeed c) deliver great financial services. We have a long way to go but are excited to unveil what we have achieved so far. Mercury will provide your startup a FDIC-insured check…

Are you folks integrated with Quickbooks or Xero yet? I didn't see any info on the website.

Are there mobile apps? Mobile check deposit? If so, any limits on it?