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Ask HN: I have 50k. How do I make it more without a startup?
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Re: Ask HN: I have 50k. How do I make it more without a startup?
#2Try an index fund.
Re: Ask HN: I have 50k. How do I make it more without a startup?
#3Try an index fund.
Same boat here. I'm really scared of a stock market crash.
Re: Ask HN: I have 50k. How do I make it more without a startup?
#4Re: Ask HN: I have 50k. How do I make it more without a startup?
#5Try an index fund.
Same boat here. I'm really scared of a stock market crash.
Me too. Low fee index funds always seem to be the generic answer but after reading many articles and a couple of books about it, I am still not convinced. It seems to me that the rate of return has a lot to do with when you enter/exit the market and it is well known that you can't time the market so how is this different than any other gamble?
There was also a popular article(NYT?), which I can't find the link to at the moment, that showed me that only if you invest in the market for around 30 years or more, can you get a decent return. To me that makes sense if you want to leave your kids a little something after you're gone but not for your own lifetime.
Can someone educate me on this? Does everyone reply "index funds" because it is fashionable to do so or am I missing something here?
Re: Ask HN: I have 50k. How do I make it more without a startup?
#6An unusual recommendation perhaps but recently I've been thinking of starting a small online business. Investing in that seems to offer the better risk to reward ratio. It also doesn't require a large capital to start. Consider that perhaps?
Re: Ask HN: I have 50k. How do I make it more without a startup?
#7Earlier quoted context omitted.
Same boat here. I'm really scared of a stock market crash.
Me too. Low fee index funds always seem to be the generic answer but after reading many articles and a couple of books about it, I am still not convinced. It seems to me that the rate of return has a lot to do with when you enter/exit the market and it is well known that you can't time the market so how is this different than any other gamble? There was also a popular article(NYT?), which I can't find the link to at…
> It seems to me that the rate of return has a lot to do with when you enter/exit the market
Most people "enter the market" continuously by depositing a percentage of their pay each month of their career and "exit the market" slowly and continuously during retirement 40 years later.
The booms and busts in between become irrelevant and you're left with a nice and high average rate of return.
Re: Ask HN: I have 50k. How do I make it more without a startup?
#8Earlier quoted context omitted.
Same boat here. I'm really scared of a stock market crash.
Me too. Low fee index funds always seem to be the generic answer but after reading many articles and a couple of books about it, I am still not convinced. It seems to me that the rate of return has a lot to do with when you enter/exit the market and it is well known that you can't time the market so how is this different than any other gamble? There was also a popular article(NYT?), which I can't find the link to at…
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Re: Ask HN: I have 50k. How do I make it more without a startup?
#9Try an index fund.
Same boat here. I'm really scared of a stock market crash.
You are right to worry about this, current stock market valuations are not sustainable ..
Just avoid the risky bourse.
IMHO it's too late for refuge assets too.
Long term assets could be something to be evaluated. solar energy, home refurbishing, ... https://www.forbes.com/sites/laurashin/2016/06/02/4-reasons-...