Amex for Developers
developer.americanexpress.com
Amex for Developers
1–10 of 95 posts
Re: Amex for Developers
#2It's interesting for sure, but as a consumer rather than a business, is there a use case for this?
Re: Amex for Developers
#3It's interesting for sure, but as a consumer rather than a business, is there a use case for this?
Depending on what they mean by "Customized Experience", and what data does this allow access to, it may mean better integration with a number of consumer finance apps, such as Mint, YNAB, etc. Doesn't seem like it from the description in the website, though.
Re: Amex for Developers
#4Hmm. For the typical card-not-present (online) use case, stripe.com and paypal do a pretty darn good job of processing AMEX payment cards, as well as the others.
Tokenization is vital in this age of cybermiscreants. Ya don't want customer payment card data in your dbms.
The stripe.com API offers tokenization, and it offers the ability to send and validate data like zip/postcode, cvv and street address to cut fraud. They have an api for chargeback disputes, too. (The business I serve doesn't use it, instead we use the forms on their web site. We have dozens of disputes per decade, not worth programming.)
Squareup.com (Square) does a good job with card-present transactions.
And these service providers offer predictable processing fees.
I wonder what's special about the AMEX APIs? Maybe somebody from AMEX can explain? Some of us are always looking for better ways to serve customers and handle payments efficiently.
Re: Amex for Developers
#5Wow, talk about too little too late. This kind of late to the party strategy is why startups will always be needed to lead innovation.
The irony is the highest ranking person at AmEx who really understands this is probably a pretty smart guy who had to fight and lobby for years to rally enough support to make this happen.
edit: Its worse than I thought. A quick search shows they brought in high level talent from Google, Amazon, etc. I'm willing to bet these guys pitched some cool ideas before leaving frustrated after their short tenures.
Re: Amex for Developers
#6Hmm. For the typical card-not-present (online) use case, stripe.com and paypal do a pretty darn good job of processing AMEX payment cards, as well as the others. Tokenization is vital in this age of cybermiscreants. Ya don't want customer payment card data in your dbms. The stripe.com API offers tokenization, and it offers the ability to send and validate data like zip/postcode, cvv and street address to cut fraud. T…
One benefit can be that you access / pay with Amex points, which I think Stripe doesn't offer.
Also I've seen Amex offer login/auth verification, where you a service can verify you as the actual Amex user, and possibly trust you more that way.
Re: Amex for Developers
#7It's interesting for sure, but as a consumer rather than a business, is there a use case for this?
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Re: Amex for Developers
#8This is hilarious. 20 years late? Nothing to see here, move along.
WhitneyLand is correct.
Re: Amex for Developers
#9On the landing page you may see a computer screen with PHP code, but they just offer JAVA and .NET SDK right now, fun fact!
Re: Amex for Developers
#10Hmm. For the typical card-not-present (online) use case, stripe.com and paypal do a pretty darn good job of processing AMEX payment cards, as well as the others. Tokenization is vital in this age of cybermiscreants. Ya don't want customer payment card data in your dbms. The stripe.com API offers tokenization, and it offers the ability to send and validate data like zip/postcode, cvv and street address to cut fraud. T…
One benefit can be that you access / pay with Amex points, which I think Stripe doesn't offer. Also I've seen Amex offer login/auth verification, where you a service can verify you as the actual Amex user, and possibly trust you more that way.
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